10 Towser Rd, Chico, CA 95928 Property Records

Butte County property record for 10 Towser Rd, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,661 sqft · built 1993
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jun 2023)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-470-018-000`

Property Details

APN / Parcel Number

Primary APN	`018-470-018-000`
Alternative APN	`011690018000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,661 sqft Living Area

Exterior

Year Built	Built 1993
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	011690018000
Street Address	10 TOWSER RD
City	CHICO
State	CA
Zip	95928-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 EASTSIDE SUB
Legal Subdivision	EASTSIDE
Legal Lot Number	18
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1009
Census Tract	901

Owner

Source: Butte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 TOWSER RD, CHICO, CA 95928-4352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 2, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Dec 12, 2022
Deed Document Number	2023-0014614
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	10 TOWSER RD, CHICO, CA 95928-4352
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TOWSER RD, CHICO, CA 95928-4352

Mortgage

Document Number	0000025556
Date	Sep 18, 2025
Instrument	2025-0025556

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 2, 2023
Property Address	10 TOWSER RD, CHICO, CA 95928-4352
Document Number	0000014614
Map Reference	MB 126 PG 19&20
Instrument Date	May 26, 2023
Instrument	2023-0014614
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 TOWSER RD, CHICO, CA 95928-4352

Mortgage

Document Number	0000014615
Date	Jun 2, 2023
Instrument	2023-0014615

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Dec 12, 2022
Property Address	10 TOWSER RD, CHICO, CA 95928-4352
Document Number	0000038902
Map Reference	MB 126 PG 19&20
Instrument Date	Nov 29, 2022
Instrument	2022-0038902
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TOWSER RD, CHICO, CA 95928-4352

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,148.00 (-15.02%)	$426,564 (-18.8%) Land $176,868 Building $249,696
2023	$6,058.00 (+124.62%)	$525,300 (+128.72%) Land $168,300 Building $357,000
2022	$2,697.00 Homeowner's exemption	$229,665 Land $81,670 Building $147,995

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	11 (1996–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet.

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