14 Townsend Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 14 Townsend Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1978
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Feb 2024)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0022G024000`

Property Details

APN / Parcel Number

Primary APN	`0022G024000`
Alternative APNs	`0022G024` `13045`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,456 sqft Heated Area
1st Floor Area	728 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	145 ft deep x 156 ft wide
Garage Area	660 sqft

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	110 sqft
Storage Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13045
Street Address	14 TOWNSEND CIR
City	RINGGOLD
State	GA
Zip	30736-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 31 TOWNSEND PLACE SUB UNIT 2
Legal Subdivision	TOWNSEND PLACE
Legal Lot Number	31
Legal Unit	2
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3010
Census Tract	30201

Owner

14 Townsend Cir is owned and occupied by two individuals who bought it in February 2024.

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 TOWNSEND CIR, RINGGOLD, GA 30736-5065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage ACOPIA
May 17, 2019	Warranty Deed, Transfer · Conventional with PMI LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	May 14, 2019 · Amount on File
Deed Document Number	2024766
Deed Book / Page	2314 / 184
Prior Transfer Date	Feb 12, 2024
Prior Transfer Doc	0023140202
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 13, 2024
Property Address	14 TOWNSEND CIR, RINGGOLD, GA 30736-5065
Document Number	0023140202
Book / Page	2314 / 202
Instrument Date	Feb 12, 2024
Instrument	2024000768
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 TOWNSEND CIR, RINGGOLD, GA 30736-5065

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 13, 2024
Property Address	14 TOWNSEND CIR, RINGGOLD, GA 30736-5065
Document Number	0023140184
Book / Page	2314 / 184
Instrument Date	Feb 12, 2024
Instrument	2024000766
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.69
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TOWNSEND CIR, RINGGOLD, GA 30736-5065

Mortgage

Document Number	0023140000000187
Date	Feb 13, 2024
Book Page	0000002314/0000000187
Instrument	D2024000767

Lender

Name	ACOPIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 17, 2019
Property Address	14 TOWNSEND CIR, RINGGOLD, GA 30736-5021
Document Number	0019880070
Book / Page	001988 / 000070
Instrument Date	May 14, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ELITE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 TOWNSEND CIR RINGGOLD GA 307365021, RINGGOLD, GA 30736-5021

Mortgage

Document Number	19880072
Date	May 17, 2019
Book Page	001988/000072

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 Townsend Cir was $1,624 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00 Homeowner's exemption	$94,680 Land $11,000 Building $83,680	$236,701 Land $27,500 Building $209,201
2023	$1,545.00 (+33.42%)	$69,021 Land $11,000 Building $58,021	$172,552 Land $27,500 Building $145,052
2022	$1,158.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Townsend Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Townsend Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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