106 Townsend Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 106 Townsend Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1976
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Oct 2007)
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0022G020000`

Property Details

APN / Parcel Number

Primary APN	`0022G020000`
Alternative APNs	`0022G020` `13041`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,456 sqft Heated Area
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	149 ft deep x 102 ft wide
Garage Area	660 sqft
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13041
Street Address	106 TOWNSEND CIR
City	RINGGOLD
State	GA
Zip	30736-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 27 TOWNSEND PLACE
Legal Subdivision	TOWNSEND PLACE
Legal Lot Number	27
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3010
Census Tract	30201

Owner

106 Townsend Cir is owned and occupied by an individual who acquired it in December 2017.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	106 TOWNSEND CIR, RINGGOLD, GA 30736-5021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jan 18, 2018	Quit Claim Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2007 · Amount on File
Deed Sale	Oct 12, 2007 · Amount on File
Prior Sale	Nov 30, 2005 · Amount on File
Deed Document Number	20072755
Deed Book / Page	1400 / 459
Last Transfer Date	Dec 19, 2017
Transfer Doc	0019160820
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	106 TOWNSEND CIR, RINGGOLD, GA 30736-5021
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 TOWNSEND CIR, RINGGOLD, GA 30736-5021

Mortgage

Document Number	0022970000000649
Date	Oct 3, 2023
Book Page	0000002297/0000000649
Instrument	D2023006370

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2052

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 18, 2018
Property Address	106 TOWNSEND CIR, RINGGOLD, GA 30736-5021
Document Number	0019160820
Book / Page	001916 / 000820
Instrument Date	Dec 19, 2017
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 TOWNSEND CIR

Tax Assessment & Valuation

The 2025 property tax bill for 106 Townsend Cir was $1,700.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,700.00	$89,554 Land $11,000 Building $78,554	$223,886 Land $27,500 Building $196,386
2023	$1,587.00 (+32.69%)	$70,896 Land $11,000 Building $59,896	$177,239 Land $27,500 Building $149,739
2022	$1,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Townsend Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Townsend Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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