Sagadahoc County and Phippsburg Town property record for 14 Surf St, Phippsburg, ME 04562 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 548 sqft · built 1930 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,254 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance |
| Flood Zone | Zone VE (high risk) |
| APN | PHIP M:014 L:081 |
| Primary APN | PHIP M:014 L:081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 548 sqft Living Area |
| Gross Area | 1,652 sqft |
| 1st Floor Area | 548 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|
| Account Number | 1650 |
|---|---|
| Street Address | 14 SURF ST |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 81 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 970700 |
Source: Sagadahoc County and Phippsburg Town records · APN PHIP M:014 L:081
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22 BURKESHIRE DR, SAG HARBOR, NY 11963-2233 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2016 |
| Deed Sale | Oct 28, 2016 |
| Prior Sale | Oct 28, 2016 |
| Deed Document Number | 20168303 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 14 SURF ST, PHIPPSBURG, ME 04562-4747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005433 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 2022R-05433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Sagadahoc County and Phippsburg Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,254.00 (+4.85%) | $425,400 (-) Land $326,200 Building $99,200 |
| 2024 | $5,011.00 (+2.96%) | $425,400 (-) Land $326,200 Building $99,200 |
| 2023 | $4,867.00 (+13.05%) | $425,400 (-) Land $326,200 Building $99,200 |
| 2022 | $4,305.00 | $425,400 Land $326,200 Building $99,200 |
Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Mar 2024, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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