Sagadahoc County and Phippsburg Town property record for 10 Surf St, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 692 sqft · built 1920 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,680 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | PHIP M:014 L:080 |
| Primary APN | PHIP M:014 L:080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 692 sqft Living Area |
| 1st Floor Area | 692 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1940 |
|---|---|
| Street Address | 10 SURF ST |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEASON |
| Legal Lot Number | 80 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 970700 |
Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SURF ST, PHIPPSBURG, ME 04562-4747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,680.00 (+4.83%) | $540,900 (-) Land $436,700 Building $104,200 |
| 2024 | $6,372.00 (+2.97%) | $540,900 (-) Land $436,700 Building $104,200 |
| 2023 | $6,188.00 (+13.04%) | $540,900 (-) Land $436,700 Building $104,200 |
| 2022 | $5,474.00 | $540,900 Land $436,700 Building $104,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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