14 Stonefield Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 14 Stonefield Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,578 sqft · built 1989
Lot Size	0.297 acres (12,937 sqft)
Owner	Individual Name on Record
Last Sale	$357,500 (Sep 2024)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	May 2010 Line of Credit Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 1 91`

Property Details

APN / Parcel Number

Primary APN	`18A 1 91`
Alternative APN	`10666`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	3,786 sqft
1st Floor Area	1,038 sqft
Basement Area	1,578 sqft
Finished Basement	1,578 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,937 sqft (0.297 acres)
Terrain	Rolling
View / Lot	Corner
Garage Type	Built-in
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	150 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10666
Street Address	14 STONEFIELD RD
City	PALMYRA
State	VA
Zip	22963-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240002487 ASHLAWN-1 LOT 91 12,945 SF
Legal Subdivision	ASHLAWN LAKE MONTICELLO
Legal Block	9
Legal Lot Number	91
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1025
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 STONEFIELD RD, PALMYRA, VA 22963-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2010	Deed of Trust, Mortgage · Line of Credit UVA CMNTY CU INC
Sep 23, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Deed Document Number	20242487
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	000798/057
Record Updated	Sep 20, 2026

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	14 STONEFIELD RD, PALMYRA, VA 22963-3319
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000817/602
Date	May 17, 2010
Book Page	817/602
Instrument	1550

Lender

Name	UVA CMNTY CU INC
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	May 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 23, 2024
Property Address	14 STONEFIELD RD, PALMYRA, VA 22963-3319
Document Number	0240002487
Map Reference	DB 798 PG 58
Instrument Date	Sep 19, 2024
Instrument	240002487
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL L LENDERS SOL, FIDELITY NATIONAL LENDER SOL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STONEFIELD RD, PALMYRA, VA 22963-3319

Mortgage

Document Number	0240002488
Date	Sep 23, 2024
Instrument	240002488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,400 (-) Land $30,000 Building $314,400	$344,400 (-) Land $30,000 Building $314,400
2025	$2,600.00 (+0.66%)	$344,400 (+35.06%) Land $30,000 Building $314,400	$344,400 (+35.06%) Land $30,000 Building $314,400
2024	$2,583.00 (+20.03%)
2023		$255,000 Land $30,000 Building $225,000	$255,000 Land $30,000 Building $225,000
2022	$2,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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