13 Stonefield Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 13 Stonefield Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2002
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Aug 2024)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 1 147`

Property Details

APN / Parcel Number

Primary APN	`18A 1 147`
Alternative APN	`3923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3923
Street Address	13 STONEFIELD RD
City	PALMYRA
State	VA
Zip	22963-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240002193 ASHLAWN-1 LOT 147 12,000 SF
Legal Subdivision	LAKE MONTICELLO SUBDIVISION
Legal Block	14
Legal Lot Number	147
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1027
Census Tract	20104

Owner

Source: Fluvanna County records · APN 18A 1 147

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 STONEFIELD RD, PALMYRA, VA 22963-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	May 03, 2024 · Amount on Record
Deed Document Number	20242193
Record Updated	Sep 20, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 23, 2024
Property Address	13 STONEFIELD RD, PALMYRA, VA 22963-3318
Document Number	0240002193
Map Reference	DB 74 PG 498
Instrument Date	Aug 21, 2024
Instrument	240002193
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$242.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 STONEFIELD RD, PALMYRA, VA 22963-3318

Mortgage

Document Number	0240002194
Date	Aug 23, 2024
Instrument	240002194

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2054

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,900 (-) Land $30,000 Building $227,900	$257,900 (-) Land $30,000 Building $227,900
2025	$1,947.00 (+0.67%)	$257,900 (+46.87%) Land $30,000 Building $227,900	$257,900 (+46.87%) Land $30,000 Building $227,900
2024	$1,934.00 (+30.5%)
2023		$175,600 Land $30,000 Building $145,600	$175,600 Land $30,000 Building $145,600
2022	$1,482.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Based on FCC filings for 308 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE MONTICELLO private · serves 12,943 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.