14 State St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 14 State St, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,847 sqft · built 1905
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2018)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`392689 50.14-2-35`

Property Details

APN / Parcel Number

Primary APN	`392689 50.14-2-35`
Alternative APNs	`268905001400020350000000` `00463150000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,847 sqft Living Area
1st Floor Area	1,069 sqft
2nd Floor Area	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	220 ft deep x 85 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00463150000
Old Parcel Number	268905001400020350000000
Street Address	14 STATE ST
City	SPRING VALLEY
State	NY
Zip	10977-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT:35.000 BLK:2 SEC:50.14 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal Subdivision	GOODHARDT & MOLES PROP
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3004
Census Tract	11511

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 WASHINGTON AVE, SPRING VALLEY, NY 10977-1930
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 11, 2019	Loan Modification, Mortgage · Conventional with PMI NATIONWIDE MTG BANKERS INC
Dec 17, 2018	Grant Deed, Transfer · Line of Credit CAPITAL STACK FUND 2 LLC
Jan 2, 2019	Grant Deed, Transfer FIRST ABSTRACT INC
Jan 2, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CAPITAL STACK FUND 2 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	0000036435
Last Transfer Date	Jan 2, 2019
Transfer Doc	0000000105
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	14 STATE ST, SPRING VALLEY, NY 10977-3011
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010858
Date	Apr 12, 2019
Instrument	2019-00010858

Lender

Name	NATIONWIDE MORTGAGE BANKERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	14 STATE ST, SPRING VALLEY, NY 10977-3011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039224
Date	Dec 24, 2020
Instrument	2020-00039224

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	14 STATE ST, SPRING VALLEY, NY 10977-3011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039223
Date	Dec 24, 2020
Instrument	2020-00039223

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	14 STATE ST, SPRING VALLEY, NY 10977-3011
Document Number	0000010859
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WASHINGTON AVE SPRING VALLEY NY 109771930, SPRING VALLEY, NY 10977-1930

Mortgage

Document Number	0000010859
Date	Apr 12, 2019
Instrument	10859

Lender

Name	NATIONWIDE MTG BANKERS INC
Address	ENGLEWOOD, NJ 07632

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Interest

Rate	5.25%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 17, 2018
Property Address	14 STATE ST, SPRING VALLEY, NY 10977-3011
Document Number	0000036435
Instrument Date	Dec 12, 2018
Instrument	36435
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	FIRST ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WASHINGTON AVE SPRING VALLEY NY 109771930, SPRING VALLEY, NY 10977-1930

Mortgage

Document Number	36436
Date	Dec 17, 2018
Instrument	36436

Lender

Name	CAPITAL STACK FUND 2 LLC
Address	ORADELL, NJ 07649

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jan 2, 2019
Property Address	14 STATE ST, SPRING VALLEY, NY 10977-3011
Document Number	0000000105
Instrument Date	Dec 12, 2018
Instrument	105
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	FIRST ABSTRACT INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WASHINGTON AVE SPRING VALLEY NY 109771930, SPRING VALLEY, NY 10977-1930

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jan 2, 2019
Property Address	14 STATE ST, SPRING VALLEY, NY 10977-3011
Instrument Date	Dec 12, 2018
Instrument	106
Transaction Type	Construction Loan
Record Updated	Jan 24, 2019
Title Company	FIRST ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WASHINGTON AVE SPRING VALLEY NY 109771930, SPRING VALLEY, NY 10977-1930

Mortgage

Document Number	0000000106
Date	Jan 2, 2019
Instrument	106

Lender

Name	CAPITAL STACK FUND 2 LLC
Address	ORADELL, NJ 07649

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$36,700 (-) Land $17,100 Building $19,600	$472,938 (+1,188.66%) Land $220,361 Building $252,577
2023	$36,700 Land $17,100 Building $19,600	$36,700 Land $17,100 Building $19,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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