Rockland County and Ramapo Town property record for 10 State St, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,721 sqft · built 1931 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Feb 2016) |
| Tax Bill | $10,121 (2024) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.14-2-37 |
| Primary APN | 392689 50.14-2-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,721 sqft Living Area |
| 1st Floor Area | 1,721 sqft |
| Basement Area | 336 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 235 ft deep x 50 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 350 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00463280000 |
|---|---|
| Street Address | 10 STATE ST |
| City | CONGERS |
| State | NY |
| Zip | 10920-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Subdivision | HILLCREST |
| Legal Block | 2 |
| Legal Lot Number | 37.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11511 |
Source: Rockland County and Ramapo Town records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 167 DIVISION AVE, 115, BROOKLYN, NY 11211-7105 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2016 · Amount on Record |
| Deed Sale | Feb 8, 2016 · Amount on Record |
| Prior Sale | Jan 3, 2012 · Amount on Record |
| Deed Document Number | 20164471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 12, 2026 |
| Property Address | 10 STATE ST, SPRING VALLEY, NY 10977-3011 |
| Document Number | 0000016280 |
| Instrument Date | May 6, 2026 |
| Instrument | 202616280 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2026 |
| Title Company | VT |
| Name | Verified Name |
|---|
| Document Number | 0000016280, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202616280 |
| Name | LOGAN FINANCE CORPORATION |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | 6 Months |
| Index | Other |
| Margin | 5 |
| Max Rate | 11.3% |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,121.00 | $40,500 (-) Land $13,600 Building $26,900 | $45,500 (-) |
| 2023 | $40,500 Land $13,600 Building $26,900 | $45,500 Land $15,279 Building $30,221 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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