Worcester County and Ashburnham Town property record for 14 Spruce Dr, Ashburnham, MA 01430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,729 sqft · built 2003 |
| Lot Size | 0.338 acres (14,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Sep 2023) |
| Tax Bill | $6,088 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:0047 B:000017 |
| Primary APN | ASHB M:0047 B:000017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,729 sqft Living Area |
| Gross Area | 3,108 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,736 sqft (0.338 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 14 SPRUCE DR |
|---|---|
| City | ASHBURNHAM |
| State | MA |
| Zip | 01430-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Jurisdiction | ASHBURNHAM MA |
| Township / Civil Division | ASHBURNHAM |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 700100 |
Source: Worcester County and Ashburnham Town records · APN ASHB M:0047 B:000017
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 SPRUCE DR, ASHBURNHAM, MA 01430-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Aug 13, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Sep 01, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Jun 08, 2023 | Quit Claim Deed, Transfer · Commercial Mortgage IRA CLB FBO RAVI KICH |
| Jul 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2023 · Amount on Record |
| Deed Sale | Sep 01, 2023 · Amount on Record |
| Prior Sale | Jun 08, 2023 · Amount on Record |
| Deed Document Number | 202312021 |
| Deed Book / Page | 10630 / 218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 14 SPRUCE DR, ASHBURNHAM, MA 01430-1011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 011058-194 |
|---|---|
| Date | Sep 08, 2025 |
| Book Page | 11058/194 |
| Instrument | 12046 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 14 SPRUCE DR, ASHBURNHAM, MA 01430-1011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 011040-252 |
|---|---|
| Date | Aug 13, 2025 |
| Book Page | 11040/252 |
| Instrument | 10673 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Recording Date | Sep 01, 2023 |
| Property Address | 14 SPRUCE DR, ASHBURNHAM, MA 01430-1011 |
| Document Number | 010630-218 |
| Book / Page | 10630 / 218 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 12021 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 SPRUCE DR, ASHBURNHAM, MA 01430-1011 |
| Document Number | 0000012022 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 12022 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Recording Date | Jun 08, 2023 |
| Property Address | 14 SPRUCE DR, ASHBURNHAM, MA 01430-1011 |
| Document Number | 010575-236 |
| Book / Page | 10575 / 236 |
| Instrument Date | Jun 07, 2023 |
| Instrument | 7507 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 LAWRENCE ST, PEPPERELL, MA 01463-1021 |
| Document Number | 0000007508 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 7508 |
| Name | IRA CLB FBO RAVI KICH |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 14 SPRUCE DR, ASHBURNHAM, MA 01430-1011 |
| Document Number | 9117-26 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14 SPRUCE DR ASHBURNHAM MA 014301011, ASHBURNHAM, MA 01430-1011 |
| Document Number | 9117-26 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 009117/000026 |
| Instrument | 11551 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2033 |
Source: Worcester County and Ashburnham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Ashburnham Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,088.00 (+4.44%) | $409,400 (+10.62%) Land $34,300 Building $375,100 | $520,790 (+25.33%) |
| 2024 | $5,829.00 (+5.43%) | $370,100 (+10.78%) Land $34,300 Building $335,800 | $415,530 |
| 2023 | $5,529.00 | $334,100 Land $34,300 Building $299,800 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 88 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ASHBURNHAM WATER DEPARTMENT serves 3,680 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures