14 Saddlerock Ct, Silver Spring, MD 20902 Property Records

Montgomery County property record for 14 Saddlerock Ct, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,869 sqft · built 1967
Lot Size	0.285 acres (12,405 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Aug 2015)
Tax Bill	$7,892 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-01406583`

Property Details

APN / Parcel Number

Primary APN	`13-01406583`
Alternative APN	`01406583`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,869 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	1,680 sqft
Basement Area	1,189 sqft
Finished Basement	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,405 sqft (0.285 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	105 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01406583
Street Address	14 SADDLEROCK CT
City	SILVER SPRING
State	MD
Zip	20902-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY ESTATES
Legal Subdivision	GRAY ESTATES
Legal Block	C
Legal Lot Number	24
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4009
Census Tract	703208

Owner

Source: Montgomery County records · APN 13-01406583

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 SADDLEROCK CT, SILVER SPRING, MD 20902-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2015 · Amount on Record
Deed Sale	Aug 28, 2015 · Amount on Record
Prior Sale	Jul 25, 2001
Deed Book / Page	50884 / 203
Last Transfer Date	Jan 25, 2018
Transfer Doc	0556850118
Record Updated	Sep 20, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 22, 2018
Property Address	14 SADDLEROCK CT, SILVER SPRING, MD 20902-1611
Document Number	0556850118
Book / Page	055685 / 000118
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SADDLEROCK CT SILVER SPRING MD 209021611, SILVER SPRING, MD 20902-1611

Mortgage

Document Number	556850125
Date	Feb 22, 2018
Book Page	055685/000125

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 30, 2017
Property Address	14 SADDLEROCK CT, SILVER SPRING, MD 20902-1611
Document Number	0536750466
Book / Page	053675 / 000466
Instrument Date	Dec 20, 2016
Transaction Type	Transfer
Record Updated	Mar 03, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 SADDLEROCK CT SILVER SPRING MD 209021611, SILVER SPRING, MD 20902-1611

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,600 (+1.04%)	$695,600 (+3.11%) Land $189,800 Building $505,800
2025	$7,892.00 (+0.15%)	$674,600 (+18.88%) Land $189,800 Building $484,800	$674,600 (-) Land $189,800 Building $484,800
2024	$7,880.00 (+39.91%)
2023		$567,467	$674,600 Land $189,800 Building $484,800
2022	$5,632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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