11 Saddlerock Ct, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11 Saddlerock Ct, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,763 sqft · built 1967
Lot Size	0.242 acres (10,538 sqft)
Owner	2 Individual Names on File
Last Sale	$529,213 (Apr 2008)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01406402`

Property Details

APN / Parcel Number

Primary APN	`13-01406402`
Alternative APN	`01406402`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,763 sqft Living Area
Gross Area	3,131 sqft
1st Floor Area	1,621 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,538 sqft (0.242 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01406402
Street Address	11 SADDLEROCK CT
City	SILVER SPRING
State	MD
Zip	20902-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	GRAY ESTATES
Legal Subdivision	GRAY ESTATES
Legal Block	C
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4009
Census Tract	703208

Owner

Source: Montgomery County records · APN 13-01406402

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 SADDLEROCK CT, SILVER SPRING, MD 20902-1611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2008 · Amount on Record
Deed Sale	Apr 14, 2008 · Amount on Record
Prior Sale	Jun 14, 2000 · Amount on Record
Deed Document Number	2008112737
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11 SADDLEROCK CT, SILVER SPRING, MD 20902-1611
Document Number	0596900397
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 SADDLEROCK CT SILVER SPRING MD 209021611, SILVER SPRING, MD 20902-1611

Mortgage

Document Number	0596900397
Date	May 29, 2020
Book Page	059690/000397

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2035

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,667 (+6.28%)	$618,000 (+18.85%) Land $187,700 Building $430,300
2025	$6,112.00 (+26.23%)	$520,000 (+11.06%) Land $187,700 Building $332,300	$520,000 (-) Land $187,700 Building $332,300
2023		$468,200	$520,000 Land $187,700 Building $332,300
2022	$4,842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 333 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.