14 Rosemary Dr, Troy, NY 12180 Property Records

Rensselaer County and North Greenbush Town property record for 14 Rosemary Dr, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,950 sqft · built 2002
Lot Size0.99 acres (43,124 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Jan 2002)
Tax Bill$8,205 (2026)
Deeds & MortgagesApr 2026 Mortgage
Aug 2023 Refinance
APN383200 123.18-1-2.27

Property Details

APN / Parcel Number

Primary APN383200 123.18-1-2.27

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,950 sqft Living Area
1st Floor Area1,950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Lot Area43,124 sqft (0.99 acres)
Lot Dimensions300 ft deep x 66.4 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area766 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14 ROSEMARY DR
CityTROY
StateNY
Zip12180-0704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Description2000/113 LOT 14
Legal Block1
Legal Lot Number2.027
JurisdictionRENSSELAER NY
Township / Civil DivisionNORTH GREENBUSH
Census Block Group3
Census Block3008
Census Tract52306

Owner

14 Rosemary Dr is owned and occupied by an individual who bought it in January 2002.

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address14 ROSEMARY DR, TROY, NY 12180-0704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage
FIRST NY FEDERAL CREDIT UNION
Aug 28, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST NEW YORK FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2002 · Amount on File
Deed SaleJan 30, 2002 · Amount on File
Deed Book / Page310 / 595
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Recording DateApr 23, 2026
Property Address14 ROSEMARY DR, TROY, NY 12180-0704
Document Number0112540058
Book / Page11254 / 58
Instrument DateMar 5, 2026
Instrument2026670414
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 ROSEMARY DR, TROY, NY 12180-0704

Mortgage

Document Number0000670414,
DateApr 23, 2026
Book Page11254/58
Instrument2026670414
Lender
NameFIRST NY FEDERAL CREDIT UNION
Agreement
AmountAmount on Record
Term301 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address14 ROSEMARY DR, TROY, NY 12180-0704
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104700281
DateAug 28, 2023
Book Page10470/281
Instrument2023-631645
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueSep 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 14 Rosemary Dr was $8,205 with exemptions applied, up 10.4% from the year before.

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionNorth Greenbush Town
Unified School DistrictNorth Greenbush Common School District (Williams) (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,205.00 (+10.43%) Homeowner's exemption Senior Citizen's exemption
2025$7,430.00$90,000 Land $18,000 Building $72,000$562,500 Land $112,500 Building $450,000
2023$90,000 Land $18,000 Building $72,000$467,532 Land $93,506 Building $374,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 14 Rosemary Dr.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Rosemary Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH GREENBUSH CONSOLIDATED DISTRICT
serves 10,226 people · EPA ID NY4130243
Water SourcePurchased surface water from TROY CITY PWS
Last State InspectionDec 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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