7 Rosemary Dr, Troy, NY 12180 Property Records

Rensselaer County and North Greenbush Town property record for 7 Rosemary Dr, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 2025)
Tax Bill	$6,539 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Sale
APN	`383200 123.18-1-2.31`

Property Details

APN / Parcel Number

Primary APN	`383200 123.18-1-2.31`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	196 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 ROSEMARY DR
City	TROY
State	NY
Zip	12180-0703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000/113 LOT 7
Legal Block	1
Legal Lot Number	2.031
Jurisdiction	RENSSELAER NY
Township / Civil Division	NORTH GREENBUSH
Census Block Group	3
Census Block	3016
Census Tract	52306

Owner

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1303 PARK BLVD, TROY, NY 12180-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Dec 31, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Deed Document Number	2025665738
Deed Book / Page	11160 / 145
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0079560343
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Recording Date	Jul 13, 2026
Property Address	7 ROSEMARY DR, TROY, NY 12180-0703
Document Number	0000673460
Book / Page	11318 / 143
Instrument Date	Jun 30, 2026
Instrument	2026673460
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROSEMARY DR, TROY, NY 12180-0703

Mortgage

Document Number	0000673460,
Date	Jul 13, 2026
Book Page	11318/143
Instrument	2026673460

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 31, 2025
Property Address	7 ROSEMARY DR, TROY, NY 12180-0703
Document Number	0111600145
Book / Page	11160 / 145
Instrument Date	Dec 15, 2025
Instrument	2025-665738
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 PARK BLVD, TROY, NY 12180-1404

Tax Assessment & Valuation

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	North Greenbush Town
Unified School District	North Greenbush Common School District (Williams) (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,539.00 (-31.08%) Homeowner's exemption
2025	$9,488.00 (+255.09%)	$83,250 (-) Land $15,000 Building $68,250	$520,313 (-4.37%) Land $93,750 Building $426,563
2024	$2,672.00 Homeowner's exemption	$83,250 (-) Land $15,000 Building $68,250	$544,118 (+25.82%) Land $98,039 Building $446,079
2023		$83,250 Land $15,000 Building $68,250	$432,468 Land $77,922 Building $354,546

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243
Water Source	Purchased surface water from TROY CITY PWS
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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