14 River Rd, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 14 River Rd, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	1,347 sqft · built 1920
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Feb 2023)
Tax Bill	$9,817 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`42-01807-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`42-01807-0000-00009`
Alternative APN	`4202314000000010`

Interior

Stories	1 Story
Building Area	1,347 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	190 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	4202314000000010
Street Address	14 RIVER RD
City	OAKLAND
State	NJ
Zip	07436-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	0.218 AC
Legal Block	1807
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1000
Census Tract	39100

Owner

14 River Rd is owned and occupied by two individuals who bought it in February 2023.

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 RIVER RD, OAKLAND, NJ 07436-1929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Oct 22, 2003 · Amount on File
Deed Document Number	20239576
Deed Book / Page	4923 / 667
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 2, 2023
Property Address	14 RIVER RD, OAKLAND, NJ 07436-1929
Document Number	0049230667
Book / Page	4923 / 667
Instrument Date	Jan 12, 2023
Instrument	2023009576
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 DOREMUS AVE, GLEN ROCK, NJ 07452-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14 RIVER RD, OAKLAND, NJ 07436-1929

Mortgage

Document Number	2023009577
Date	Feb 2, 2023
Instrument	2023009577

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 14 River Rd was $9,817, up 2.3% from the year before.

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,100 (+7.97%) Land $210,900 Building $274,200	$485,100 (+7.97%) Land $210,900 Building $274,200
2025	$9,817.00 (+2.31%)	$449,300 Land $198,900 Building $250,400	$449,300 Land $198,900 Building $250,400
2024	$9,595.00
2023		$397,700 Land $172,300 Building $225,400	$397,700 Land $172,300 Building $225,400
2022	$7,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	415 (1979–2011)
Claims Outside the SFHA	41 of 415
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 75 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 103 claims Coastal Storms & Flooding, Apr 1984 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20