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10 River Rd, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 10 River Rd, Oakland, NJ 07436

Property Summary

Property TypeSingle Family Home
Details1,816 sqft · built 1930
Lot Size0.218 acres (9,496 sqft)
Owner2 Individual Names on Record
Tax Bill$10,256 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone AE (high risk)
APN42-01807-0000-00007

Property Details

APN / Parcel Number

Primary APN42-01807-0000-00007
Alternative APN
  • 4202314000000008

Interior

Stories1 Story
Building Area1,816 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area9,496 sqft (0.218 acres)
Lot Dimensions190 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number4202314000000008
Street Address10 RIVER RD
CityOAKLAND
StateNJ
Zip07436-1929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal Description0.218 AC
Legal Block1807
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1000
Census Tract39100

Owner

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10 RIVER RD, OAKLAND, NJ 07436-1929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2023
Deed SaleFeb 2, 2023
Prior SaleAug 28, 2015 · Amount on Record
Deed Document Number20239649
Deed Book / Page4923 / 1130
Prior Transfer DateDec 28, 2022
Prior Transfer Doc0049231130
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateFeb 2, 2023
Property Address10 RIVER RD, OAKLAND, NJ 07436-1929
Document Number0049231130
Book / Page4923 / 1130
Instrument DateDec 28, 2022
Instrument2023009649
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10 RIVER RD, OAKLAND, NJ 07436-1929

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 RIVER RD, OAKLAND, NJ 07436-1929

Mortgage

Document Number2023009650
DateFeb 2, 2023
Instrument2023009650
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOakland Borough
Elementary School DistrictOakland Borough School District (KG - 08)
Secondary School DistrictRamapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$507,100 (+8.03%) Land $210,900 Building $296,200$507,100 (+8.03%) Land $210,900 Building $296,200
2025$10,256.00 (+2.22%) Veteran's exemption$469,400 (+12.92%) Land $198,900 Building $270,500$469,400 (+12.92%) Land $198,900 Building $270,500
2024$10,033.00 (+5.12%)
2023$415,700 Land $172,300 Building $243,400$415,700 Land $172,300 Building $243,400
2022$9,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims415 (1979–2011)
Claims Outside the SFHA41 of 415
Most Recent ClaimSep 2011 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Sep 2011 · 75 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 103 claims
  • Coastal Storms & Flooding, Apr 1984 · 75 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKLAND WATER DEPT
serves 12,754 people · EPA ID NJ0242001
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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