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14 Rio Vista Dr, Stuart, FL 34996 Property Records

Martin County property record for 14 Rio Vista Dr, Stuart, FL 34996 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,004 sqft · built 1983
Lot Size0.359 acres (15,638 sqft)
Owner2 Individual Names on File
Last Sale$106,700 (Jan 2010)
Tax Bill$5,225 (2024)
Deeds & MortgagesOct 2020 Mortgage
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-38-41-002-000-0068.0-4-0000

Property Details

APN / Parcel Number

Primary APN12-38-41-002-000-0068.0-4-0000
Alternative APNs
  • 12-38-41-002-000-00680-4
  • 27581

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,598 sqft
1st Floor Area2,004 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,638 sqft (0.359 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area450 sqft
PorchSlab
Porch Area496 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address14 RIO VISTA DR
CitySTUART
StateFL
Zip34996-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIO VISTA S/D LOT 68
Legal Range41E
Legal Township38S
Legal Section12
Legal SubdivisionRIO VISTA SUBDIVISION
Legal Block1
Legal Lot Number68
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1029
Census Tract502

Owner

Source: Martin County records · APN 12-38-41-002-000-0068.0-4-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 RIO VISTA DR, STUART, FL 34996-6418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK
Feb 21, 2020Loan Modification, Mortgage · Conventional Mortgage
SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2010 · Amount on Record
Deed SaleJan 28, 2010 · Amount on Record
Prior SaleJul 22, 2008 · Amount on Record
Deed Document Number20102189720
Deed Book / Page2434 / 699
Prior Transfer DateJan 29, 2009
Prior Transfer Doc0023730854
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address14 RIO VISTA DR, SEWALLS POINT, FL 34996-6418
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 RIO VISTA DR, STUART, FL 34996-6418

Mortgage

Document Number0031650862
DateOct 13, 2020
Book Page3165/862
Instrument2843325
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address14 RIO VISTA DR, SEWALLS POINT, FL 34996-6418
Document Number0031141535
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14 RIO VISTA DR STUART FL 349966418, STUART, FL 34996-6418

Mortgage

Document Number0031141535
DateFeb 28, 2020
Book Page003114/001535
Instrument2802661
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$345,600 (+5.99%)$758,730 (+10.49%) Land $440,000 Building $318,730
2024$5,225.00 (+2.31%)
2023$5,107.00 (+3.44%) Additional exemption filed$326,079 (+3%)$686,700 (+16.05%) Land $350,000 Building $336,700
2022$4,937.00 Homeowner's exemption$316,582$591,750 Land $320,000 Building $271,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 179 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies179 in force
152 of 179 on primary residences
Nearby Flood Claims110 (1982–2022)
Claims Outside the SFHA9 of 110
Most Recent ClaimNov 2022, other causes, Hurricane Nicole
Flood Events
  • Hurricane Nicole (Nov 2022), 2 claims
  • Hurricane Wilma (Oct 2005), 2 claims
  • Hurricane Frances (Sep 2004), 92 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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