11 Rio Vista Dr, Stuart, FL 34996 Property Records

Martin County property record for 11 Rio Vista Dr, Stuart, FL 34996 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,293 sqft · built 1978
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on File
Last Sale	$112,300 (Oct 2016)
Tax Bill	$4,689 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-38-41-002-000-0052.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`12-38-41-002-000-0052.0-8-0000`
Alternative APNs	`12-38-41-002-000-00520-8` `27565`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,293 sqft Living Area
Gross Area	2,799 sqft
1st Floor Area	2,293 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,030 sqft (0.368 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11 RIO VISTA DR
City	STUART
State	FL
Zip	34996-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIO VISTA S/D LOT 52
Legal Range	41E
Legal Township	38S
Legal Section	12
Legal Subdivision	RIO VISTA SUBDIVISION
Legal Block	1
Legal Lot Number	52
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1035
Census Tract	502

Owner

Source: Martin County records · APN 12-38-41-002-000-0052.0-8-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 RIO VISTA DR, STUART, FL 34996-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2016 · Amount on Record
Deed Sale	Oct 26, 2016 · Amount on Record
Prior Sale	Feb 13, 2004 · Amount on Record
Deed Document Number	20162602288
Deed Book / Page	2886 / 2436
Prior Transfer Date	Oct 21, 2016
Prior Transfer Doc	0028862436
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	11 RIO VISTA DR, SEWALLS POINT, FL 34996-6420
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031032188
Date	Jan 03, 2020
Book Page	3103/2188
Instrument	2793071

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 02, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,610 (+5.99%)	$753,110 (+10.23%) Land $440,000 Building $313,110
2024	$4,689.00 (+2.38%)
2023	$4,580.00 (+3.5%) Additional exemption filed	$294,008 (+3%)	$683,190 (+14.76%) Land $350,000 Building $333,190
2022	$4,425.00 Homeowner's exemption	$285,445	$595,300 Land $320,000 Building $275,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850005021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 179 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force 152 of 179 on primary residences
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022, other causes, Hurricane Nicole
Flood Events	Hurricane Nicole (Nov 2022), 2 claims Hurricane Wilma (Oct 2005), 2 claims Hurricane Frances (Sep 2004), 92 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.