14 Richard Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 14 Richard Rd, Edison, NJ 08820

Property Summary

Property TypeVacant Land
Details2,533 sqft · built 1951
Lot Size0.428 acres (18,631 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Jun 2020)
Tax Bill$11,890 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-01017-0000-00029

Property Details

APN / Parcel Number

Primary APN05-01017-0000-00029
Alternative APNs
  • 050101700029
  • 00024833

Interior

Stories1 Story
Building Area2,533 sqft Living Area
1st Floor Area2,533 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area18,631 sqft (0.428 acres)
Lot Dimensions230 ft deep x 111 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00024833
Street Address14 RICHARD RD
CityEDISON
StateNJ
Zip08820-3028
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeRA
Legal Description111X230 IRR
Legal SubdivisionSTEPHENSVILLE SEC 01
Legal Block1017
Legal Lot Number29
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group3
Census Block3016
Census Tract1415

Owner

14 Richard Rd, vacant land, is owned and occupied by two individuals who bought it in June 2020.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address14 RICHARD RD, EDISON, NJ 08820-3028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · Construction Mortgage
GLOBAL TITLE AGENCY, AGLOBAL TITLE AGENCY
Jan 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 22, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
KAMAL ARORA
Jan 11, 2022Deed of Trust, Mortgage · Construction Mortgage
UNITY BANK
Jun 29, 2020Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on File
Deed SaleJun 29, 2020 · Amount on File
Prior SaleFeb 13, 2001 · Amount on File
Deed Document Number202056371
Deed Book / Page17924 / 134
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Recording DateApr 7, 2026
Property Address14 RICHARD RD, EDISON, NJ 08820-3028
Document Number0000021822
Book / Page19991 / 631
Instrument DateMar 23, 2026
Instrument202621822
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyGLOBAL TITLE AGENCY, AGLOBAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 MARGARET CT, SOUTH PLAINFIELD, NJ 07080-2368

Mortgage

Document Number0000021822,
DateApr 7, 2026
Book Page19991/631
Instrument202621822
Lender
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.01%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address14 RICHARD RD, EDISON, NJ 08820-3028
Transaction TypeMortgage
Record UpdatedFeb 5, 2024
Title CompanyOPPORTUNE TITLE AGENCY LLC, OPPORTUNE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 MARGARET CT, SOUTH PLAINFIELD, NJ 07080-2368

Mortgage

Document Number0000003992
DateJan 23, 2024
Book Page19384/909
Instrument2024003992
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address14 RICHARD RD, EDISON, NJ 08820-3028
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanyOPPORTUNE TITLE AGENCY LLC, OPPORTUNE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 MARGARET CT, SOUTH PLAINFIELD, NJ 07080-2368

Mortgage

Document Number0000074499
DateDec 22, 2023
Book Page19365/1695
Instrument2023074499
Lender
NameKAMAL ARORA
TypePrivate Party
Address6 JENNA LN, EDISON, NJ 08820
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term3 Months
DueMar 20, 2024

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address14 RICHARD RD, EDISON, NJ 08820-3028
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 MARGARET CT, SOUTH PLAINFIELD, NJ 07080-2368

Mortgage

Document Number0000005048
DateJan 11, 2022
Book Page18783/1064
Instrument2022005048
Lender
NameUNITY BANK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term23 Months
DueDec 21, 2023

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJun 29, 2020
Property Address14 RICHARD RD, EDISON, NJ 08820-3028
Document Number2020056371
Book / Page17924 / 134
Instrument DateJun 4, 2020
Instrument2020056371
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyGOLDEN TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,983.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 RICHARD RD, 14, EDISON, NJ 08820-3028

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 RICHARD RD, EDISON, NJ 08820-3028

Mortgage

Document Number2020056372
DateJun 29, 2020
Instrument2020056372
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14 Richard Rd was $11,890.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,200 (-43.84%) Land $112,200$112,200 (-43.84%) Land $112,200
2025$11,890.00 (-0.03%)$199,800 Land $112,200 Building $87,600$199,800 Land $112,200 Building $87,600
2024$11,894.00
2023$199,800 Land $112,200 Building $87,600$199,800 Land $112,200 Building $87,600
2022$11,834.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14 Richard Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1982–2025)
Claims Outside the SFHA7 of 8
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Richard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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