14 Pine Cedar Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 14 Pine Cedar Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,654 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2020)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00250-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00250-0050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,654 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 PINE CEDAR DR
City	PALM COAST
State	FL
Zip	32164-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00025 LOT 0005 OR 181 PG 391 OR 238PG 696 OR 248 PG 307 OR 482/43 OR 2152/245-DEBORAH OR 2176/1938
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	25
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1023
Census Tract	60213

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 PINE CEDAR DR, PALM COAST, FL 32164-7046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Dec 1, 2016
Deed Document Number	202052746
Deed Book / Page	2506 / 290
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	0025060290
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 15, 2020
Property Address	14 PINE CEDAR DR, PALM COAST, FL 32164-7046
Document Number	0025060290
Book / Page	002506 / 000290
Instrument Date	Dec 4, 2020
Instrument	52746
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PINE CEDAR DR PALM COAST FL 321647046, PALM COAST, FL 32164-7046

Mortgage

Document Number	25060292
Date	Dec 15, 2020
Book Page	002506/000292
Instrument	52747

Lender

Name	DEBORAH & ARMANDO VIEIRA
Address	23 CLEARVIEW CT N, PALM COAST, FL 32137-8345
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Dec 14, 2025

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,525.00 (+2.97%) Homeowner's exemption	$127,099 (+5.99%)	$172,029 (+10.72%) Land $53,000 Building $119,029
2024	$1,481.00 (+3.57%)
2023	$1,430.00 (+2%) Homeowner's exemption	$119,920 (+3%)	$155,379 (-1.71%) Land $42,000 Building $113,379
2022	$1,402.00 Homeowner's exemption	$116,427	$158,083 Land $44,000 Building $114,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20