12 Pine Cedar Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 12 Pine Cedar Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,302 sqft · built 2004
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Jul 2023)
Tax Bill$4,577 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7026-00250-0040

Property Details

APN / Parcel Number

Primary APN07-11-31-7026-00250-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,302 sqft Heated Area
Gross Area2,832 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address12 PINE CEDAR DR
CityPALM COAST
StateFL
Zip32164-7046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 26 BLOCK 00025 LOT 0004 SUBDIVISION COMPLETION YEAR 1980 OR 220 PG 170 OR 893 PG 1715 OR 1039 PG 364 OR 11
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block25
Legal Lot Number4
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1023
Census Tract60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12 PINE CEDAR DR, PALM COAST, FL 32164-7046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 7, 2022Correction Deed · Balloon Mortgage
DONALD M MARTIN ETUX
Dec 7, 2022Warranty Deed, Transfer
IDA COUNTY ABSTRACT COMPANY, FLORIDA COUNTY ABSTRACT CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2023 · Amount on Record
Deed SaleJul 25, 2023 · Amount on Record
Prior SaleDec 7, 2022 · Amount on Record
Deed Document Number2023031918
Deed Book / Page2799 / 395
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 25, 2023
Property Address12 PINE CEDAR DR, PALM COAST, FL 32164-7046
Document Number0027990395
Book / Page2799 / 395
Map ReferenceMB 9 PG 20-35
Instrument DateJul 7, 2023
Instrument2023031918
Transaction TypeTransfer
Record UpdatedAug 8, 2023
Title CompanyFAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 W VILLAGE DR, SAINT AUGUSTINE, FL 32095-4806

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PINE CEDAR DR, PALM COAST, FL 32164-7046

Mortgage

Document Number0002799397
DateJul 25, 2023
Instrument2799/397
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

December 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateDec 7, 2022
Property Address12 PINE CEDAR DR, PALM COAST, FL 32164-7046
Document Number0027400312
Book / Page2740 / 312
Map ReferenceMB 9 PG 20-35
Instrument DateNov 1, 2022
Instrument2022057702
Record UpdatedMar 6, 2023
Title CompanyFAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address141 W VILLAGE DR, SAINT AUGUSTINE, FL 32095-4806

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 W VILLAGE DR, SAINT AUGUSTINE, FL 32095-4806

Mortgage

Document Number0002740313
DateDec 7, 2022
Instrument2740/313
Lender
NameDONALD M MARTIN ETUX
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 7, 2022
Property Address12 PINE CEDAR DR, PALM COAST, FL 32164-7046
Document Number0027400311
Book / Page2740 / 311
Map ReferenceMB 9 PG 20-35
Instrument DateOct 27, 2022
Instrument2022057701
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyIDA COUNTY ABSTRACT COMPANY, FLORIDA COUNTY ABSTRACT CO

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5506 AVENUE M, BROOKLYN, NY 11234-4017

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 W VILLAGE DR, SAINT AUGUSTINE, FL 32095-4806

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,577.00 (-16.77%) Homeowner's exemption$294,987 (-0.62%) Land $53,000 Building $241,987$294,987 (-0.62%) Land $53,000 Building $241,987
2023$5,499.00 (+26.41%)$296,816 (+12.97%) Land $42,000 Building $254,816$296,816 (+12.97%) Land $42,000 Building $254,816
2022$4,350.00$262,738 Land $44,000 Building $218,738$262,738 Land $44,000 Building $218,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

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