14 Phelps Dr, Brightwaters, NY 11718 Property Records

Suffolk County and Islip Town property record for 14 Phelps Dr, Brightwaters, NY 11718 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$35,000,000 (Feb 1995)
Tax Bill	$4,640 (2024)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472801 8.-2-14`

Property Details

APN / Parcel Number

Primary APN	`472801 8.-2-14`
Alternative APNs	`0501-008.00-02.00-014.000` `280100800000020140000000` `4728008790` `406600`

Exterior

Lot Area	17,860 sqft (0.41 acres)
Lot Width	100 ft Width

Location & Zoning

Account Number	406600
Street Address	14 PHELPS DR
City	BRIGHTWATERS
State	NY
Zip	11718-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	X2204759Y178812 N H00000000
Legal Block	8000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	3
Census Block	3011
Census Tract	147100

Owner

Source: Suffolk County and Islip Town records · APN 472801 8.-2-14

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 PHELPS DR, BRIGHTWATERS, NY 11718-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 1995 · Amount on Record
Deed Sale	Feb 01, 1995 · Amount on Record
Prior Sale	Nov 10, 1994 · Amount on Record
Deed Book / Page	11713 / 12
Last Transfer Date	Aug 31, 1996
Transfer Doc	1197000673
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	14 PHELPS DR, BRIGHTWATERS, NY 11718-1421
Document Number	0231280547
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PHELPS DR BRIGHTWATERS NY 117181421, BRIGHTWATERS, NY 11718-1421

Mortgage

Document Number	0231280547
Date	Apr 22, 2020
Book Page	023128/000547

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Brightwaters Village
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Bay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,500 (-) Land $11,500 Building $47,000	$823,944 (+8.73%) Land $161,972 Building $661,972
2024	$4,640.00		$757,772 (+12.44%) Land $148,964 Building $608,808
2023		$58,500 Land $11,500 Building $47,000	$673,963 Land $132,488 Building $541,475

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031471003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 94 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	124 (1979–2024)
Claims Outside the SFHA	60 of 124
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Sandy, Nov 2012 · 66 claims Hurricane Irene, Aug 2011 · 6 claims Hurricane Gloria, Sep 1985 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.