10 Phelps Dr, Brightwaters, NY 11718 Property Records

Suffolk County and Islip Town property record for 10 Phelps Dr, Brightwaters, NY 11718 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3,624 sqft · built 1901
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Mar 2022)
Tax Bill	$5,626 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`472801 8.-2-18`

Property Details

APN / Parcel Number

Primary APN	`472801 8.-2-18`
Alternative APNs	`0501-008.00-02.00-018.000` `280100800000020180000000` `4728008840` `406590`

Interior

Building Area	3,624 sqft Living Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	17,424 sqft (0.4 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	462 sqft

Location & Zoning

Account Number	406590
Street Address	10 PHELPS DR
City	BRIGHTWATERS
State	NY
Zip	11718-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	X2204835Y178885 H00000000
Legal Subdivision	MAP SECTION B PART 1 BRIGHTWATERS
Legal Block	8000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	3
Census Block	3011
Census Tract	147100

Owner

Source: Suffolk County and Islip Town records · APN 472801 8.-2-18

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 PHELPS DR, BRIGHTWATERS, NY 11718-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2022 · Amount on Record
Deed Sale	Mar 09, 2022 · Amount on Record
Deed Book / Page	13146 / 534
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 09, 2022
Property Address	10 PHELPS DR, BRIGHTWATERS, NY 11718-1421
Document Number	0131460534
Book / Page	13146 / 534
Instrument Date	Nov 23, 2021
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WOHSEEPEE DR, BRIGHTWATERS, NY 11718-1113

Mortgage

Document Number	0023390591
Date	Mar 09, 2022
Instrument	23390/591

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Brightwaters Village
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Bay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,300 (-) Land $11,500 Building $62,800	$1,046,479 (+8.73%) Land $161,972 Building $884,507
2024	$5,626.00		$962,436 (+12.44%) Land $148,964 Building $813,472
2023		$74,300 Land $11,500 Building $62,800	$855,990 Land $132,488 Building $723,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031471003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 94 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force 88 of 94 on primary residences
Nearby Flood Claims	124 (1979–2024)
Claims Outside the SFHA	60 of 124
Most Recent Claim	Jan 2024, tidal / storm surge
Flood Events	Hurricane Sandy (Nov 2012), 66 claims Hurricane Irene (Aug 2011), 6 claims Hurricane Gloria (Sep 1985), 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.