14 Overlook Ter, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 14 Overlook Ter, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	3,702 sqft · built 2007
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Nov 2015)
Tax Bill	$29,667 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-05001-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`16-05001-0000-00002`
Alternative APN	`1600212000000002`

Interior

Building Area	3,702 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 78 ft wide

Location & Zoning

Old Parcel Number	1600212000000002
Street Address	14 OVERLOOK TER
City	NUTLEY
State	NJ
Zip	07110-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	78X150 IRR
Legal Block	5001
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3005
Census Tract	13400

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 OVERLOOK TER, NUTLEY, NJ 07110-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF NEW JERSEY
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2015 · Amount on Record
Deed Sale	Nov 20, 2015 · Amount on Record
Prior Sale	Jun 23, 2005 · Amount on Record
Deed Book / Page	20150 / 90043
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	14 OVERLOOK TER, NUTLEY, NJ 07110-1408
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087630
Date	Sep 27, 2022
Instrument	2022087630

Lender

Name	CREDIT UNION OF NEW JERSEY
Type	Credit Union
Address	TRENTON, NJ 08628

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	14 OVERLOOK TER, NUTLEY, NJ 07110-1408
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021077945
Date	Jun 25, 2021
Instrument	2021077945

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	14 OVERLOOK TER, NUTLEY, NJ 07110-1408
Document Number	0000062097
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 OVERLOOK TER NUTLEY NJ 071101408, NUTLEY, NJ 07110-1408

Mortgage

Document Number	0000062097
Date	Jul 8, 2020
Instrument	62097

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	14 OVERLOOK TER, NUTLEY, NJ 07110-1408
Document Number	0000005816
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 OVERLOOK TER NUTLEY NJ 071101408, NUTLEY, NJ 07110-1408

Mortgage

Document Number	0000005816
Date	Jan 16, 2020
Instrument	5816

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,099,200 (-) Land $325,200 Building $774,000	$1,099,200 (-) Land $325,200 Building $774,000
2025	$29,667.00 (+2.55%)	$1,099,200 (-) Land $325,200 Building $774,000	$1,099,200 (-) Land $325,200 Building $774,000
2024	$28,930.00 (-3.93%)
2023		$1,099,200 Land $325,200 Building $774,000	$1,099,200 Land $325,200 Building $774,000
2022	$30,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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