14 O'Brien Ct, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 14 O'Brien Ct, Bedminster, NJ 07921

Property Summary

Property Type	Single Family Home
Details	3,933 sqft · built 1996
Lot Size	2.06 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Sep 2013)
Tax Bill	$16,075 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-00041-0000-00016-17`

Property Details

APN / Parcel Number

Primary APN	`01-00041-0000-00016-17`
Alternative APN	`01000410000000160017`

Interior

Stories	2 Stories
Building Area	3,933 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	90,169 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14 OBRIEN CT
City	BEDMINSTER
State	NJ
Zip	07921-2686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFC
Legal Block	41
Legal Lot Number	16.17
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	1
Census Block	1044
Census Tract	52904

Owner

14 O'Brien Ct is owned and occupied by two individuals who bought it in September 2013.

Source: Somerset County and Bedminster Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jul 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LADERA LENDING INC
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on File
Deed Sale	Sep 12, 2013 · Amount on File
Prior Sale	Aug 9, 2007 · Amount on File
Deed Document Number	201351319
Deed Book / Page	6669 / 1570
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Jun 17, 2026
Property Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686
Document Number	0000016951
Book / Page	7687 / 330
Instrument Date	Jun 17, 2026
Instrument	202616951
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686

Mortgage

Document Number	0000016951,
Date	Jun 17, 2026
Book Page	7687/330
Instrument	202616951

Lender

Name	LADERA LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000782
Date	Jan 6, 2022
Book Page	7415/833
Instrument	2022000782

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014751
Date	Apr 11, 2022
Book Page	7437/1167
Instrument	2022014751

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046229
Date	Nov 17, 2022
Book Page	7480/2673
Instrument	2022046229

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017926
Date	Jul 8, 2025
Book Page	7625/3835
Instrument	2025017926

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	14 OBRIEN CT, BEDMINSTER, NJ 07921-2686
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044349
Date	Nov 2, 2017
Book Page	7001/2901
Instrument	2017044349

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Lending Institution
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 14 O'Brien Ct was $16,075, up 1.8% from the year before.

Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,429,100 (+7.04%) Land $415,700 Building $1,013,400	$1,429,100 (+7.04%) Land $415,700 Building $1,013,400
2025	$16,075.00 (+1.76%)	$1,335,100 Land $384,400 Building $950,700	$1,335,100 Land $384,400 Building $950,700
2024	$15,797.00
2023		$1,174,600 Land $338,800 Building $835,800	$1,174,600 Land $338,800 Building $835,800
2022	$15,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 O'Brien Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1980–2023)
Claims Outside the SFHA	9 of 34
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 O'Brien Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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