14 Oak Ter, Durham, CT 06422 Property Records

Durham Town property record for 14 Oak Ter, Durham, CT 06422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,639 sqft · built 2000
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2018)
Tax Bill	$11,744 (2026)
Deeds & Mortgages	Aug 2022 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DURH P0187700`

Property Details

APN / Parcel Number

Primary APN	`DURH P0187700`
Alternative APNs	`P0187700` `16 35`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
Basement Area	916 sqft
Unfinished Basement	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	P0187700
Street Address	14 OAK TER
City	DURHAM
State	CT
Zip	06422-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FARM -
Jurisdiction	DURHAM CT
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2004
Census Tract	585100

Owner

14 Oak Ter is owned and occupied by two individuals who bought it in January 2018.

Source: Durham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 OAK TER, DURHAM, CT 06422-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 26, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on File
Deed Sale	Jan 26, 2018 · Amount on File
Prior Sale	Jul 20, 2009 · Amount on File
Deed Book / Page	279 / 327
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	14 OAK TER, DURHAM, CT 06422-1505
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00299-1049
Date	Aug 3, 2022
Book Page	299/1049

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	14 OAK TER, DURHAM, CT 06422-1505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	287-148
Date	May 12, 2020
Book Page	287/148

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM CT
Recording Date	Jan 26, 2018
Property Address	14 OAK TER, DURHAM, CT 06422-1505
Document Number	279-327
Book / Page	000279 / 000327
Instrument Date	Jan 11, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OAK TER DURHAM CT 064221505, DURHAM, CT 06422-1505

Mortgage

Document Number	279-329
Date	Jan 26, 2018
Book Page	000279/000329

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14 Oak Ter was $11,744, up 23.9% from the year before.

Source: Durham Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Durham Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,744.00 (+23.92%)	$419,440 (+65.48%) Land $99,470 Building $319,970	$597,726 (+236.88%)
2025	$9,477.00	$253,470 Land $77,670 Building $175,800	$177,429 Land $54,369 Building $123,060
2024	$9,477.00 (+7.5%)
2023	$8,816.00 (+0.62%)	$253,470 (-) Land $77,700 Building $175,770
2022	$8,762.00	$253,470 Land $77,700 Building $175,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Oak Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Oak Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Ter

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