44 Oak Ter, Durham, CT 06422 Property Records

Durham Town property record for 44 Oak Ter, Durham, CT 06422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,013 sqft · built 2008
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2022)
Tax Bill	$9,849 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DURH M0154501`

Property Details

APN / Parcel Number

Primary APN	`DURH M0154501`
Alternative APNs	`M0154501` `16 40.1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,013 sqft Living Area
Basement Area	957 sqft
Unfinished Basement	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M0154501
Street Address	44 OAK TER
City	DURHAM
State	CT
Zip	06422-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FARM -
Jurisdiction	DURHAM CT
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2004
Census Tract	585100

Owner

Source: Durham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 OAK TER, DURHAM, CT 06422-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Oct 6, 2020	Warranty Deed, Transfer
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Book / Page	299 / 529
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	289-899
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM CT
Recording Date	Jun 14, 2022
Property Address	44 OAK TER, DURHAM, CT 06422-1505
Document Number	000299-529
Book / Page	299 / 529
Instrument Date	Jun 13, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000299531
Date	Jun 14, 2022
Instrument	299/531

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2029
Max Rate At Change	3%
Index	Other
Margin	3

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM CT
Recording Date	Oct 6, 2020
Property Address	44 OAK TER, DURHAM, CT 06422-1505
Document Number	289-899
Book / Page	289 / 899
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 OAK TER, DURHAM, CT 06422-1505

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM CT
Recording Date	Jul 2, 2018
Property Address	44 OAK TER, DURHAM, CT 06422-1505
Document Number	280-772
Book / Page	000280 / 000772
Instrument Date	Jun 27, 2018
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	280-774
Date	Jul 2, 2018
Book Page	000280/000774

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Durham Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Durham Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,849.00 (+16.68%)	$351,750 (+55.81%) Land $96,600 Building $255,150	$476,210 (+201.35%)
2025	$8,441.00	$225,750 (-) Land $71,650 Building $154,100	$158,025 Land $50,155 Building $107,870
2024	$8,441.00 (+7.5%)
2023	$7,852.00 (+0.62%)	$225,750 (-) Land $71,680 Building $154,070
2022	$7,804.00	$225,750 Land $71,680 Building $154,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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