14 Nelmar Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 14 Nelmar Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,808 sqft · built 1927
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individuals on Record
Last Sale	$450,000 (Jun 2018)
Tax Bill	$7,842 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`154380-0000`

Property Details

APN / Parcel Number

Primary APN	`154380-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,808 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,599 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	12,196 sqft (0.28 acres)
Lot Dimensions	158 ft deep x 76 ft wide
Garage Area	800 sqft
Porch	Finished Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 NELMAR AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-1 NELMAR TERRACE LOT 59 OR4564/1963
Legal Range	30E
Legal Township	07S
Legal Section	53
Legal Subdivision	NELMAR TERRACE
Legal Block	1
Legal Lot Number	59
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1023
Census Tract	20200

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	14 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2019	Deed of Trust, Mortgage · Line of Credit REUNION BK/FL
Jun 18, 2018	Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	201842658
Deed Book / Page	4564 / 1963
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	14 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047850422
Date	Aug 27, 2019
Book Page	4785/0422
Instrument	2019063376

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	14 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Document Number	0047280029
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 NELMAR AVE ST AUGUSTINE FL 320842141, ST AUGUSTINE, FL 32084-2141

Mortgage

Document Number	0047280029
Date	May 22, 2019
Book Page	004728/000029
Instrument	35285

Lender

Name	REUNION BK/FL
Type	Bank
Address	ST AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 18, 2018
Property Address	14 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141
Document Number	0045641963
Book / Page	4564 / 1963
Map Reference	MB2 PG1
Instrument Date	Jun 14, 2018
Instrument	2018042658
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ESTATE TITLE OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 PERFECT DR, 155, SAINT AUGUSTINE, FL 32092-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 NELMAR AVE, SAINT AUGUSTINE, FL 32084-2141

Mortgage

Document Number	2018042661
Date	Jun 18, 2018
Instrument	2018042661

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,621 (+2.7%)	$650,243 (-2.5%) Land $334,400 Building $315,843
2025	$7,842.00 (+7.72%) Homeowner's exemption	$431,958 (+2.9%)	$666,934 (+4.09%) Land $334,400 Building $332,534
2024	$7,280.00 (+2.41%) Homeowner's exemption	$419,784 (+3%)	$640,730 (+0.48%) Land $334,400 Building $306,330
2023	$7,109.00 (+7.84%) Homeowner's exemption	$407,557 (+7.37%)	$637,658 (+10.4%) Land $334,400 Building $303,258
2022	$6,592.00 Homeowner's exemption	$379,593	$577,589 Land $262,170 Building $315,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 383 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	436 units insured incl. 53 condo units
Nearby Flood Claims	234 (1984–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Irma, Sep 2017 · 53 claims Hurricane Matthew, Oct 2016 · 137 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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