14 N Main St, Elgin, TX 78621 Property Records

Bastrop County property record for 14 N Main St, Elgin, TX 78621

Property Summary

Property Type	Commercial
Details	6,727 sqft · built 1935
Lot Size	0.08 acres (3,498 sqft)
Owner	Company Name on File
Last Sale	$373,100 (Oct 2017)
Tax Bill	$17,972 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R12334`

Property Details

APN / Parcel Number

Primary APN	`R12334`
Alternative APN	`O0204773`

Interior

Units	2 Units
Stories	1 Story
Building Area	6,727 sqft Gross Area
1st Floor Area	6,727 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1980
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	50 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 N MAIN ST
City	ELGIN
State	TX
Zip	78621-2663
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ELGIN CITY, BLOCK 17, LOT 1 & 2 (FRS)
Legal Subdivision	ELGIN CITY
Legal Block	17
Legal Lot Number	1,2
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2045
Census Tract	950202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Commercial Historic District listed 1996 · 67 contributing resources · NRIS 96000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

14 N Main St, a commercial property, is owned by a company that bought it in October 2017.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	Company Name on File
Mailing Address	668 UPPER ELGIN RIVER RD, ELGIN, TX 78621-6053
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Prior Sale	Dec 3, 2009
Deed Document Number	201714324
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	201714324
Record Updated	Oct 29, 2026

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Oct 3, 2017
Property Address	14 N MAIN ST, ELGIN, TX 78621-2663
Document Number	201714324
Map Reference	CAB Y PG301
Instrument Date	Sep 27, 2017
Instrument	201714324
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1248 NE PAULSON RD, 1248, POULSBO, WA 98370-7957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 UPPER ELGIN RIVER RD, ELGIN, TX 78621-6053

Mortgage

Document Number	201714325
Date	Oct 3, 2017
Instrument	201714325

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	179 Months
Due	Sep 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 14 N Main St was $17,972, up 11.2% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Elgin City
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,972.00 (+11.16%)	$726,223 Land $38,651 Building $687,572	$726,223 Land $38,651 Building $687,572
2024	$16,168.00
2023		$677,818 Land $38,651 Building $639,167	$677,818 Land $38,651 Building $639,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELGIN serves 13,188 people · EPA ID TX0110002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20