Bastrop County property record for 28 N Main St, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 2,121 sqft · built 1935 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,100 (Mar 2018) |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R45220 |
| Primary APN | R45220 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,121 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 2,121 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 2,875 sqft (0.066 acres) |
| Lot Dimensions | 115 ft deep x 25 ft wide |
| Porch | Covered Porch |
| Porch Area | 63 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 28 N MAIN ST |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN CITY, BLOCK 17, LOT 21 |
| Legal Subdivision | ELGIN CITY |
| Legal Block | 17 |
| Legal Lot Number | 21 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 950202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Commercial Historic District listed 1996 · 67 contributing resources · NRIS 96000024 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 N MAIN ST, ELGIN, TX 78621-2654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK SOUTHWEST |
| Mar 9, 2018 | Warranty Deed, Transfer · ARM PROSPERITY BANK |
| Mar 5, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage PROSPERITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2018 · Amount on File |
| Deed Sale | Mar 9, 2018 · Amount on File |
| Prior Sale | Mar 5, 2018 · Amount on File |
| Deed Document Number | 20183339 |
| Prior Transfer Date | Nov 10, 2009 |
| Prior Transfer Doc | 1957/781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 28 N MAIN ST, ELGIN, TX 78621-2654 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202214634 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 202214634 |
| Name | FIRSTBANK SOUTHWEST |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Mar 9, 2018 |
| Property Address | 28 N MAIN ST, ELGIN, TX 78621-2654 |
| Document Number | 201803339 |
| Map Reference | CAB1 PG100B |
| Instrument Date | Mar 8, 2018 |
| Instrument | 201803339 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | INDEPENDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6326, AUSTIN, TX 78762-6326 |
| Name | Verified Name |
|---|---|
| Address | 28 N MAIN ST, ELGIN, TX 78621-2654 |
| Document Number | 201803347 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 201803347 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 8, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.99% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Mar 5, 2018 |
| Property Address | 28 N MAIN ST, ELGIN, TX 78621-2654 |
| Document Number | 201803339 |
| Map Reference | CAB1 PG100B |
| Instrument | 201803339 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6326, AUSTIN, TX 78762-6326 |
| Name | Verified Name |
|---|---|
| Address | 28 N MAIN ST, ELGIN, TX 78621-2654 |
| Document Number | 201803347 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 201803347 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 8, 2043 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,193.00 (+2.54%) Homeowner's exemption Senior Citizen's exemption | $230,189 (-19.22%) | $284,962 (-) Land $31,768 Building $253,194 |
| 2024 | $3,114.00 | ||
| 2023 | $284,962 Land $31,768 Building $253,194 | $284,962 Land $31,768 Building $253,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELGIN serves 13,188 people · EPA ID TX0110002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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