14 Montcalm Rd, Warwick, RI 02889 Property Records

Warwick City property record for 14 Montcalm Rd, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1955
Lot Size	0.23 acres (10,037 sqft)
Owner	2 Company Names on Record
Last Sale	$227,000 (Mar 2019)
Tax Bill	$5,286 (2025)
Deeds & Mortgages	Jul 2022 Refinance Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35101650000`

Property Details

APN / Parcel Number

Primary APN	`35101650000`
Alternative APNs	`WARW M:351 B:0165 L:0000` `151807` `99251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	1,164 sqft
Basement Area	1,968 sqft
Finished Basement	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,037 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	151807
Street Address	14 MONTCALM RD
City	WARWICK
State	RI
Zip	02889-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	165
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1032
Census Tract	21800

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14 MONTCALM RD, WARWICK, RI 02889-4312
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Apr 3, 2018	Deed of Trust, Mortgage COASTWAY COMMERCIAL BANK
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC
Mar 8, 2019	Warranty Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Book / Page	9226 / 324
Last Transfer Date	Apr 25, 2025
Transfer Doc	010674-223
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	14 MONTCALM RD, WARWICK, RI 02889-4312
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010177-116
Date	Jul 22, 2022
Book Page	10177/116
Instrument	10480

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2029

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	14 MONTCALM RD, WARWICK, RI 02889-4312
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009025-121
Date	Apr 3, 2018
Book Page	9025/121
Instrument	4272

Lender

Name	COASTWAY COMMERCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	14 MONTCALM RD, WARWICK, RI 02889-4312
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009400-316
Date	Nov 19, 2019
Book Page	9400/316
Instrument	16428

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Mar 8, 2019
Property Address	14 MONTCALM RD, WARWICK, RI 02889-4312
Document Number	9226-324
Book / Page	9226 / 324
Instrument Date	Mar 8, 2019
Instrument	2793
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 TURNER ST UNIT 5E, 5E, WARWICK, RI 02886-3629

Mortgage

Document Number	2794
Date	Mar 8, 2019
Instrument	2794

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,286.00 (+17.26%)	$416,200 (+31%) Land $156,000 Building $260,200
2024			$354,920
2023	$4,508.00 (+22.23%)	$317,700 (+61.35%) Land $111,400 Building $206,300
2022	$3,688.00	$196,900 Land $69,600 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1982–2010)
Claims Outside the SFHA	11 of 26
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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