11 Montcalm Rd, Warwick, RI 02889 Property Records

Warwick City property record for 11 Montcalm Rd, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,454 sqft · built 1955
Lot Size	0.252 acres (10,963 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Oct 2020)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	Feb 2023 Refinance Apr 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`35101540000`

Property Details

APN / Parcel Number

Primary APN	`35101540000`
Alternative APNs	`WARW M:351 B:0154 L:0000` `122245`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	1,454 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,963 sqft (0.252 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	122245
Street Address	11 MONTCALM RD
City	WARWICK
State	RI
Zip	02889-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	154
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1030
Census Tract	21800

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 MONTCALM RD, WARWICK, RI 02889-4311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Oct 23, 2020	Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Apr 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO
Jul 23, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Book / Page	9647 / 291
Prior Transfer Date	Mar 27, 2019
Prior Transfer Doc	9240-2
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	11 MONTCALM RD, WARWICK, RI 02889-4311
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010279-238
Date	Feb 7, 2023
Book Page	10279/238
Instrument	1193

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	11 MONTCALM RD, WARWICK, RI 02889-4311
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9495-146
Date	Apr 28, 2020
Book Page	9495/146
Instrument	5066

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Oct 23, 2020
Property Address	11 MONTCALM RD, WARWICK, RI 02889-4311
Document Number	9647-291
Book / Page	9647 / 291
Instrument Date	Oct 22, 2020
Instrument	16504
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16505
Date	Oct 23, 2020
Instrument	16505

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 1, 2019
Property Address	11 MONTCALM RD, WARWICK, RI 02889-4311
Document Number	9240-2
Book / Page	009240 / 000002
Instrument Date	Mar 27, 2019
Instrument	3903
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11 MONTCALM RD WARWICK RI 028894311, WARWICK, RI 02889-4311

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	11 MONTCALM RD, WARWICK, RI 02889-4311
Document Number	9096-164
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MONTCALM RD WARWICK RI 028894311, WARWICK, RI 02889-4311

Mortgage

Document Number	9096-164
Date	Jul 23, 2018
Book Page	009096/000164
Instrument	10177

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 23, 2018
Property Address	11 MONTCALM RD, WARWICK, RI 02889-4311
Document Number	9096-162
Book / Page	009096 / 000162
Instrument Date	Jul 2, 2018
Instrument	10176
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MONTCALM RD WARWICK RI 028894311, WARWICK, RI 02889-4311

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,284.00 (+9.26%)	$416,100 (+22.1%) Land $157,400 Building $258,700
2024			$422,465
2023	$4,836.00 (+8.36%)	$340,800 (+43.01%) Land $112,400 Building $228,400
2022	$4,463.00	$238,300 Land $69,800 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1982–2010)
Claims Outside the SFHA	11 of 26
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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