14 Middle St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 14 Middle St, Hallowell, ME 04347

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,060 sqft · built 1890
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$626,000 (Apr 2026)
Tax Bill	$7,166 (2025)
Deeds & Mortgages	Oct 2019 Refinance Sep 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HALL M:005 L:009`

Property Details

APN / Parcel Number

Primary APN	`HALL M:005 L:009`
Alternative APN	`117`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	117
Street Address	14 MIDDLE ST
City	HALLOWELL
State	ME
Zip	04347-1102
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	31
Legal Lot Number	9
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	1
Census Block	1022
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hallowell Historic District (Additional Documentation) listed 1970 · 446 contributing resources · NRIS 70000076
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Sep 20, 2006	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage KENNEBEC SAVINGS BANK
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage KENNEBEC SAVINGS BANK
May 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	20268304
Deed Book / Page	15706 / 86
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019024524
Date	Oct 22, 2019
Book Page	13373/182
Instrument	2019024524

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028441
Date	Sep 20, 2006
Book Page	09075/0094
Instrument	000000028441

Lender

Name	WELLS FARGO BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Apr 27, 2026
Property Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Document Number	0000008304
Book / Page	15706 / 86
Instrument Date	Apr 24, 2026
Instrument	2026.8304
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Investor	Possibly a Property Investor

Mortgage

Date	Apr 27, 2026

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Recording Date	Apr 27, 2026
Property Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Document Number	2026008319
Book / Page	15706 / 160
Instrument Date	Apr 24, 2026
Instrument	20268319
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008319,
Date	Apr 27, 2026
Book Page	15706/160
Instrument	20268319

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Apr 27, 2026
Property Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Document Number	2026008304
Book / Page	15706 / 86
Instrument Date	Apr 24, 2026
Instrument	2026.8304
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Investor	Possibly a Property Investor

Mortgage

Date	Apr 27, 2026

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2050

Interest

Rate	6.11%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	May 19, 2021
Property Address	14 MIDDLE ST, HALLOWELL, ME 04347-1102
Document Number	2021013340
Book / Page	14013 / 36
Instrument Date	Apr 30, 2021
Instrument	2021013340
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ROYDON RD, NEW HAVEN, CT 06511-2806

Mortgage

Document Number	2021013341
Date	May 19, 2021
Instrument	2021013341

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,166.00 (-4.02%)	$375,200 (-) Land $62,600 Building $312,600
2024	$7,466.00 (+18.73%)	$375,200 (+37.54%) Land $62,600 Building $312,600
2023	$6,288.00 (+3.83%)	$272,800 (-) Land $45,500 Building $227,300
2022	$6,056.00	$272,800 Land $45,500 Building $227,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	44 (1979–2023)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Heavy Rain, Snowmelt, Ice Jams & Flooding, Apr 1993 · 5 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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