12 Middle St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 12 Middle St, Hallowell, ME 04347

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,571 sqft · built 1890
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2025)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HALL M:005 L:062`

Property Details

APN / Parcel Number

Primary APN	`HALL M:005 L:062`
Alternative APN	`169`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,571 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	169
Street Address	12 MIDDLE ST
City	HALLOWELL
State	ME
Zip	04347-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31
Legal Lot Number	62
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	1
Census Block	1023
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hallowell Historic District (Additional Documentation) listed 1970 · 446 contributing resources · NRIS 70000076
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Hallowell City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 ADMIRAL FITCH AVE, 408, BRUNSWICK, ME 04011-4704
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Feb 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Jul 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KV FEDERAL CREDIT UNION
Jul 10, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage KV FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	20259715
Deed Book / Page	15371 / 210
Transfer Doc	0000023475
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	12 MIDDLE ST, HALLOWELL, ME 04347-1404
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023004522
Date	Mar 14, 2023
Book Page	14712/331
Instrument	2023004522

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Feb 17, 2022
Property Address	12 MIDDLE ST, HALLOWELL, ME 04347-1404
Document Number	2022004017
Book / Page	14358 / 216
Instrument Date	Feb 16, 2022
Instrument	2022004017
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 COLLEEN ST, DANIELSON, CT 06239-3300

Mortgage

Document Number	2022004018
Date	Feb 17, 2022
Instrument	2022004018

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	12 MIDDLE ST, HALLOWELL, ME 04347-1404
Transaction Type	Mortgage
Record Updated	Jul 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13624/322
Date	Jul 10, 2020
Book Page	13624/322
Instrument	2020015705

Lender

Name	KV FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Jul 10, 2020
Property Address	12 MIDDLE ST, HALLOWELL, ME 04347-1404
Document Number	2020015704
Book / Page	13624 / 319
Instrument Date	Jul 10, 2020
Instrument	2020015704
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TRUEWORTHY AVE, AUGUSTA, ME 04330-3941

Mortgage

Document Number	2020015705
Date	Jul 10, 2020
Book Page	13624/322
Instrument	2020015705

Lender

Name	KV FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Kennebec County and Hallowell City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,461.00 (-4.02%)	$181,200 (-) Land $38,400 Building $142,800
2024	$3,606.00 (+18.77%)	$181,200 (+37.59%) Land $38,400 Building $142,800
2023	$3,036.00 (+3.83%)	$131,700 (-) Land $27,900 Building $103,800	$333,260
2022	$2,924.00	$131,700 Land $27,900 Building $103,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	44 (1979–2023)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Heavy Rain, Snowmelt, Ice Jams & Flooding, Apr 1993 · 5 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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