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14 Middle Ct, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 14 Middle Ct, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1960
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$231,080 (Feb 2009)
Tax Bill$9,209 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN372200 33.16-1-18

Property Details

APN / Parcel Number

Primary APN372200 33.16-1-18
Alternative APNs
  • 220003301600010180000000
  • 094080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions220 ft deep x 100 ft wide
View / LotWaterfront
PorchOpen Porch
Porch Area400 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number094080
Street Address14 MIDDLE CT
CityCARMEL
StateNY
Zip10512-6342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block1
Legal Lot Number18.00
JurisdictionPUTNAM NY
Township / Civil DivisionKENT
Census Block Group4
Census Block4000
Census Tract10300

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14 MIDDLE CT, CARMEL, NY 10512-6342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2009 · Amount on Record
Deed SaleFeb 24, 2009 · Amount on Record
Prior SaleOct 6, 2005 · Amount on Record
Deed Book / Page1826 / 176
Prior Transfer DateSep 24, 2003
Prior Transfer Doc1638000132
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address14 MIDDLE CT, KENT LAKES, NY 10512-6342
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPREMIER ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MIDDLE CT, CARMEL, NY 10512-6342

Mortgage

Document Number0072440073
DateJan 14, 2021
Book Page7244/73
Instrument567-2021
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$326,000 (+62.11%) Land $76,800 Building $249,200$326,000 (+11.53%) Land $76,800 Building $249,200
2024$9,209.00
2023$201,100 (-) Land $24,500 Building $176,600$292,297 (+21.66%) Land $35,611 Building $256,686
2022$201,100 Land $24,500 Building $176,600$240,263 Land $29,271 Building $210,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2011)
Most Recent ClaimSep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISTY HILLS WATER SYSTEM
private · serves 315 people · EPA ID NY3920886
Water SourceGroundwater
Last State InspectionMar 2026
Lead4 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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