12 Middle Ct, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 12 Middle Ct, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1954
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Aug 2022)
Tax Bill	$11,219 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`372200 33.16-1-19`

Property Details

APN / Parcel Number

Primary APN	`372200 33.16-1-19`
Alternative APNs	`220003301600010190000000` `094251`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
1st Floor Area	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	234 ft deep x 100 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Patio Area	61 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	094251
Street Address	12 MIDDLE CT
City	CARMEL
State	NY
Zip	10512-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	19.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	4
Census Block	4000
Census Tract	10300

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 MIDDLE CT, CARMEL, NY 10512-6342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage HUDSON UNITED MORTGAGE
Mar 10, 2020	Court-Ordered Deed, Foreclosure WEB TITLE AGENCY, WEB TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	20227677
Deed Book / Page	2286 / 97
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 24, 2022
Property Address	12 MIDDLE CT, CARMEL, NY 10512-6342
Document Number	0022860097
Book / Page	2286 / 97
Instrument Date	Jul 27, 2022
Instrument	7677-2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BRENTWOOD CT, 6, MOUNT KISCO, NY 10549-4754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 CAMBRELENG AVE APT 1, 1, BRONX, NY 10458-6247

Mortgage

Document Number	0000769560
Date	Aug 24, 2022
Instrument	7695/60

Lender

Name	HUDSON UNITED MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	PUTNAM NY
Recording Date	Mar 10, 2020
Property Address	12 MIDDLE CT, CARMEL, NY 10512-6342
Document Number	0021520083
Book / Page	002152 / 000083
Instrument Date	Mar 2, 2020
Instrument	2069
Transaction Type	Foreclosure
Record Updated	Mar 27, 2020
Title Company	WEB TITLE AGENCY, WEB TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BRENTWOOD CT MOUNT KISCO NY 105494754, MOUNT KISCO, NY 10549-4754

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$340,000 (+38.78%) Land $81,200 Building $258,800	$340,000 (-4.52%) Land $81,200 Building $258,800
2024	$11,219.00
2023		$245,000 (-) Land $17,500 Building $227,500	$356,105 (+21.66%) Land $25,436 Building $330,669
2022		$245,000 Land $17,500 Building $227,500	$292,712 Land $20,908 Building $271,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2011)
Most Recent Claim	Sep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISTY HILLS WATER SYSTEM private · serves 315 people · EPA ID NY3920886
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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