14 Meadow Hill Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 14 Meadow Hill Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,000 sqft · built 1977
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Oct 2021)
Tax Bill$1,198 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN045-30-00-027.00

Property Details

APN / Parcel Number

Primary APN045-30-00-027.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,000 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions204 ft deep x 60 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address14 MEADOW HILL DR
CityCOVINGTON
StateKY
Zip41017-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 3 PT A LOT 285
Legal SubdivisionLAKEWOOD HILLS
Legal Phase3
Legal Lot Number285
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1017
Census Tract66801

Owner

14 Meadow Hill Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14 MEADOW HILL DR, COVINGTON, KY 41017-9730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 14, 2021Deed, Transfer · FHA Mortgage
AMERICAN MORTGAGE SERVICE CO
Jun 25, 2018Grant Deed, Transfer · Conventional with PMI
WARSAW FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2021 · Amount on File
Deed SaleOct 14, 2021 · Amount on File
Prior SaleJun 25, 2018 · Amount on File
Deed Document Number20215900011
Deed Book / Page123 / 738
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address14 MEADOW HILL DR, COVINGTON, KY 41017-9730
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MEADOW HILL DR, COVINGTON, KY 41017-9730

Mortgage

Document Number0005900013
DateOct 14, 2021
Book Page284/994
Instrument21101405900013
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term121 Months
DueNov 1, 2031

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateOct 14, 2021
Property Address14 MEADOW HILL DR, COVINGTON, KY 41017-9730
Document Number0005900011
Book / Page123 / 738
Map ReferenceMB 19 PG 4
Instrument DateOct 8, 2021
Instrument21101405900011
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9159 FIRE WOOD CT, 9159, COVINGTON, KY 41017-9453

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address14 MEADOW HILL DR, COVINGTON, KY 41017-9730

Mortgage

Document Number0005900012
DateOct 14, 2021
Book Page284/979
Instrument21101405900012
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 25, 2018
Property Address14 MEADOW HILL DR, COVINGTON, KY 41017-9730
Document Number0000000431
Book / Page0I4124 / 000092
Instrument DateJun 8, 2018
Instrument431
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MEADOW HILL DR COVINGTON KY 410179730, COVINGTON, KY 41017-9730

Mortgage

Document Number433
DateJun 25, 2018
Book Page0I4124/000096
Instrument433
Lender
NameWARSAW FED'L S&L ASSN
TypeFederal Savings Bank
AddressCINCINNATI, OH 45205
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14 Meadow Hill Dr was $1,198 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,800 (+9.29%) Land $20,000 Building $165,800$185,800 (+9.29%) Land $20,000 Building $165,800
2025$1,198.00 Homeowner's exemption$170,000 Land $10,000 Building $160,000$170,000 Land $10,000 Building $160,000
2023$1,317.00 Homeowner's exemption$170,000 Land $10,000 Building $160,000$170,000 Land $10,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Meadow Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Meadow Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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