12 Meadow Hill Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 12 Meadow Hill Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1979
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Tax Bill$1,198 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN045-30-00-025.00

Property Details

APN / Parcel Number

Primary APN045-30-00-025.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,000 sqft Finished Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions220 ft deep x 55 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address12 MEADOW HILL DR
CityCOVINGTON
StateKY
Zip41017-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 3 PT A LOT 284
Legal SubdivisionLAKEWOOD HILLS
Legal Phase3
Legal Lot Number284
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1017
Census Tract66801

Owner

12 Meadow Hill Dr is owned and occupied by an individual.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address12 MEADOW HILL DR, COVINGTON, KY 41017-9730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address12 MEADOW HILL DR, COVINGTON, KY 41017-9730
Document Number0000000218
Instrument DateJan 25, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12 MEADOW HILL DR COVINGTON KY 410179730, COVINGTON, KY 41017-9730

Mortgage

Document Number0000000218
DateFeb 18, 2020
Book Page000M12/000987
Instrument218
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueFeb 17, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Meadow Hill Dr was $1,198 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,000 (+10.59%) Land $20,000 Building $168,000$188,000 (+10.59%) Land $20,000 Building $168,000
2025$1,198.00 Homeowner's exemption$170,000 Land $10,000 Building $160,000$170,000 Land $10,000 Building $160,000
2023$1,317.00 Homeowner's exemption$170,000 Land $10,000 Building $160,000$170,000 Land $10,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Meadow Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Meadow Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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