14 Main St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 14 Main St, Phelps, NY 14532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,302 sqft · built 1920
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Feb 2013)
Tax Bill$3,386 (2026)
Deeds & MortgagesFeb 2018 Mortgage
APN5204-000-06

Property Details

APN / Parcel Number

Primary APN5204-000-06
Alternative APNs
  • 324001 48.09-3-23.100
  • 40010480090003023100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,302 sqft Living Area
1st Floor Area980 sqft
Upper Floors Area322 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Garage TypeDetached
Garage Area247 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5204-000-06
Street Address14 MAIN ST
CityPHELPS
StateNY
Zip14532-1039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description0.237 ACRE
Legal Block3
Legal Lot Number23.100
JurisdictionONTARIO NY
Township / Civil DivisionPHELPS
Census Block Group2
Census Block2004
Census Tract50401

Owner

14 Main St is owned and occupied by two individuals who bought it in February 2013.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address14 MAIN ST, PHELPS, NY 14532-1039
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2013 · Amount on File
Deed SaleFeb 28, 2013 · Amount on File
Deed Book / Page1293 / 371
Prior Transfer DateDec 18, 2008
Prior Transfer Doc0000001220/000000030
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address14 MAIN ST, PHELPS, NY 14532-1039
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002812/0000000770
DateFeb 23, 2018
Book Page0000002812/0000000770
Lender
NameFIVE STAR BANK
TypeBank
Agreement
AmountAmount on Record
Term179 Months
DueJan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 14 Main St was $3,386 with a homeowner's exemption, up 20.2% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionPhelps Town
MunicipalityPhelps Village
Unified School DistrictPhelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,386.00 (+20.24%) Homeowner's exemption
2025$2,816.00$90,000 Land $11,800 Building $78,200$125,000 Land $16,389 Building $108,611
2023$90,000 Land $11,800 Building $78,200$109,750 Land $14,389 Building $95,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 14 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHELPS ROUTE 14 WD
serves 400 people · EPA ID NY3430049
Water SourcePurchased surface water from WATERLOO VILLAGE
Last State InspectionOct 2024
Also Mapped HerePHELPS VILLAGE
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

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