14 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 14 Lorup Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,595 sqft · built 1955
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2024)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-10-00-143.00`

Property Details

APN / Parcel Number

Primary APN	`042-10-00-143.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,595 sqft Finished Area
Gross Area	2,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	129 ft deep x 120 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 LORUP AVE
City	COVINGTON
State	KY
Zip	41011-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KREUTZJANS ADDN TO FT WRIGHT BLK A LOT 15 & W 54' LOT 16
Legal Subdivision	KREUTZJANS GEO
Legal Phase	A
Legal Block	A
Legal Lot Number	15,16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2020
Census Tract	65200

Owner

14 Lorup Ave is owned and occupied by an individual who bought it in October 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 LORUP AVE, COVINGTON, KY 41011-3622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Deed Document Number	202481
Deed Book / Page	311 / 595
Prior Transfer Date	Oct 22, 2024
Prior Transfer Doc	0000000080
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 31, 2026
Property Address	14 LORUP AVE, COVINGTON, KY 41011-3622
Document Number	0000016741
Book / Page	469 / 435
Instrument Date	Jul 24, 2026
Instrument	202616741
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	KENTUCKY LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LORUP AVE, COVINGTON, KY 41011-3622

Mortgage

Document Number	0000016741,
Date	Jul 31, 2026
Book Page	469/435
Instrument	202616741

Lender

Name	HERITAGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 14 Lorup Ave was $3,765.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,000 (-) Land $55,000 Building $325,000	$380,000 (-) Land $55,000 Building $325,000
2025	$3,765.00	$380,000 Land $55,000 Building $325,000	$380,000 Land $55,000 Building $325,000
2023	$2,814.00	$264,000 Land $45,000 Building $219,000	$264,000 Land $45,000 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Lorup Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Lorup Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20