13 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 13 Lorup Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,506 sqft · built 1952
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Nov 1998)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-10-00-142.00`

Property Details

APN / Parcel Number

Primary APN	`042-10-00-142.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,506 sqft Finished Area
Gross Area	1,686 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13 LORUP AVE
City	COVINGTON
State	KY
Zip	41011-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KREUTZJANS ADDN TO FT WRIGHT BLK A W 70' LOT 7 & E 10' LOT 8
Legal Subdivision	KREUTZJANS GEO
Legal Phase	A
Legal Block	A
Legal Lot Number	7,8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2007
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 LORUP AVE, COVINGTON, KY 41011-3621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 1998 · Amount on Record
Deed Sale	Nov 23, 1998 · Amount on Record
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	13 LORUP AVE, COVINGTON, KY 41011-3621
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900193
Date	Jun 14, 2021
Book Page	230/609
Instrument	21061405900193

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,900 (-) Land $55,000 Building $180,900	$235,900 (-) Land $55,000 Building $180,900
2025	$1,851.00 (+33.45%) Homeowner's exemption	$235,900 (+33.58%) Land $55,000 Building $180,900	$235,900 (+33.58%) Land $55,000 Building $180,900
2023	$1,387.00 Homeowner's exemption	$176,600 Land $45,000 Building $131,600	$176,600 Land $45,000 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20