14 Locust St, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 14 Locust St, Warwick, NY 10990

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,102 sqft · built 1870
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$12,695 (2024)
Deeds & MortgagesMar 2022 Refinance
Flood ZoneZone X (minimal risk)
APN335405 201-3-13

Property Details

APN / Parcel Number

Primary APN335405 201-3-13
Alternative APNs
  • 540520100000030130000000
  • 201-3-13

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,102 sqft Living Area
Gross Area2,212 sqft
1st Floor Area1,216 sqft
2nd Floor Area886 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1926
Architectural StyleOld Style
Exterior MaterialWood
Lot Area87,120 sqft (2 acres)
View / LotSuburban
PorchCovered Porch
Porch Area110 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201-3-13
Street Address14 LOCUST ST
CityWARWICK
StateNY
Zip10990-1030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00205
Legal Block3
Legal Lot Number13.00
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1005
Census Tract14602

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 LOCUST ST, WARWICK, NY 10990-1030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address14 LOCUST ST, WARWICK, NY 10990-1030
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020595
DateMar 17, 2022
Book Page15184/40
Instrument20220020595
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
MunicipalityWarwick Village
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,000 (-) Land $22,500 Building $21,500$523,800 (+10.11%)
2024$12,695.00
2023$44,000 (-) Land $22,500 Building $21,500$475,700 (+17.31%) Land $243,256 Building $232,444
2022$44,000 Land $22,500 Building $21,500$405,500 Land $207,358 Building $198,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK VILLAGE
serves 6,800 people · EPA ID NY3503561
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Alteva of Warwick
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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