13 Locust St, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 13 Locust St, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,792 sqft · built 1890
Lot Size	0.767 acres (33,400 sqft)
Owner	2 Company Names on File
Tax Bill	$12,832 (2024)
Deeds & Mortgages	Mar 2024 Sale Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`335405 202-2-8.1`

Property Details

APN / Parcel Number

Primary APN	`335405 202-2-8.1`
Alternative APNs	`540520200000020081000000` `202-2-8.1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,116 sqft
2nd Floor Area	676 sqft
Upper Floors Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1925
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	33,400 sqft (0.767 acres)
Lot Dimensions	334 ft deep x 100 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Patio Area	624 sqft
Shed	1 Shed
Canopy	208 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	202-2-8.1
Street Address	13 LOCUST ST
City	WARWICK
State	NY
Zip	10990-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00205
Legal Description	MAP 96-92
Legal Block	2
Legal Lot Number	8.100
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1011
Census Tract	14602

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	13 LOCUST ST, WARWICK, NY 10990-1029
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed, Transfer
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000016501
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 15, 2024
Property Address	13 LOCUST ST, WARWICK, NY 10990-1029
Document Number	0000016501
Book / Page	15543 / 418
Instrument Date	Jan 30, 2024
Instrument	20240016501
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13 LOCUST ST, WARWICK, NY 10990-1029

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	13 LOCUST ST, WARWICK, NY 10990-1029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029615
Date	Apr 20, 2018
Book Page	0000014392/0000001483
Instrument	20180029615

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Municipality	Warwick Village
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,700 (-) Land $13,500 Building $32,200	$544,000 (+10.1%)
2024	$12,832.00
2023		$45,700 (-) Land $13,500 Building $32,200	$494,100 (+17.31%) Land $145,960 Building $348,140
2022		$45,700 Land $13,500 Building $32,200	$421,200 Land $124,425 Building $296,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK VILLAGE serves 6,800 people · EPA ID NY3503561
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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