14 Lighthouse Point Rd, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 14 Lighthouse Point Rd, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2,758 sqft · built 2018
Lot Size	0.024 acres (1,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Nov 2021)
Tax Bill	$18,861 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19 00101-0000-00027-02-C604`

Property Details

APN / Parcel Number

Primary APN	`19 00101-0000-00027-02-C604`
Alternative APN	`19-00101-0000-00027-02-C0604`

Interior

Building Area	2,758 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	1,023 sqft (0.024 acres)

Location & Zoning

Old Parcel Number	190010100000002702C604
Street Address	14 LIGHTHOUSE POINT RD
City	HIGHLANDS
State	NJ
Zip	07732-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 2018 1ST YR PILOT
Legal Subdivision	HARBORSIDE/HUDSONS FERRY BLDG
Legal Block	101
Legal Lot Number	27.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1003
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Nov 8, 2021	Deed, Transfer · Conventional Mortgage M & T BANK
Jul 13, 2018	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	2021163114
Deed Book / Page	9556 / 8055
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 18, 2026
Property Address	14 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024
Document Number	0000049970
Book / Page	9798 / 7170
Instrument Date	Jun 12, 2026
Instrument	202649970
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165,337.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LIGHTHOUSE POINT RD, 604, HIGHLANDS, NJ 07732-1024

Mortgage

Document Number	0000049971,
Date	Jun 18, 2026
Book Page	9798/7178
Instrument	202649971

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096191278
Date	Oct 11, 2022
Book Page	9619/1278
Instrument	2022101596

Lender

Name	M & T BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 8, 2021
Property Address	14 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024
Document Number	0095568055
Book / Page	9556 / 8055
Instrument Date	Sep 22, 2021
Instrument	2021163114
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7880 MAHOGANY RUN LN # LN1616, LN1616, NAPLES, FL 34113-1623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LIGHTHOUSE POINT RD # 604, 604, HIGHLANDS, NJ 07732-1024

Mortgage

Document Number	2021163115
Date	Nov 8, 2021
Instrument	2021163115

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 LIGHTHOUSE POINT RD # 604, 604, HIGHLANDS, NJ 07732-1024
Document Number	0000073014
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	MCT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LIGHTHOUSE POINT RD HIGHLANDS NJ 077321024, HIGHLANDS, NJ 07732-1024

Mortgage

Document Number	0000073014
Date	Jul 24, 2018
Book Page	009302/003733
Instrument	73014

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,410,300 (+27.86%) Land $978,800 Building $431,500	$1,410,300 (+27.86%) Land $978,800 Building $431,500
2025	$18,861.00 (+41.11%)	$1,103,000 (+79.79%) Land $797,500 Building $305,500	$1,103,000 (+79.79%) Land $797,500 Building $305,500
2024	$13,366.00 (+8.61%)
2023	$12,306.00 (+3.47%)	$613,500 Land $308,000 Building $305,500	$613,500 Land $308,000 Building $305,500
2022	$11,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 131 individual policies
Nearby Flood Policies	418 units insured incl. 287 condo units
Nearby Flood Claims	76 (1991–2019)
Claims Outside the SFHA	3 of 76
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 54 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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