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12 Lighthouse Point Rd, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 12 Lighthouse Point Rd, Highlands, NJ 07732

Property Summary

Property TypeSingle Family Home
Details2,758 sqft · built 2018
Lot Size0.024 acres (1,035 sqft)
OwnerIndividual Name on Record
Last Sale$711,219 (Jan 2018)
Tax Bill$21,939 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19 00101-0000-00027-02-C602

Property Details

APN / Parcel Number

Primary APN19 00101-0000-00027-02-C602
Alternative APN
  • 19-00101-0000-00027-02-C0602

Interior

Building Area2,758 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Lot Area1,035 sqft (0.024 acres)

Location & Zoning

Old Parcel Number190010100000002702C602
Street Address12 LIGHTHOUSE POINT RD
CityHIGHLANDS
StateNJ
Zip07732-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: 2018 1ST YR PILOT
Legal SubdivisionHARBORSIDE/HUDSONS FERRY
Legal Block101
Legal Lot Number27.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1003
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Deed Document Number20186774
Deed Book / Page9268 / 9878
Record UpdatedSep 20, 2026

January 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJan 19, 2018
Property Address12 LIGHTHOUSE POINT RD # 602, 602, HIGHLANDS, NJ 07732-1024
Document Number0000006774
Book / Page009268 / 009878
Instrument DateDec 15, 2017
Instrument6774
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$711.22
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 LIGHTHOUSE POINT RD HIGHLANDS NJ 077321024, HIGHLANDS, NJ 07732-1024

Mortgage

Document Number6775
DateJan 19, 2018
Book Page009269/000001
Instrument6775
Lender
NamePULTE MTG
TypeMortgage Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,410,300 (+9.92%) Land $978,800 Building $431,500$1,410,300 (+9.92%) Land $978,800 Building $431,500
2025$21,939.00 (+64.14%)$1,283,000 (+109.13%) Land $797,500 Building $485,500$1,283,000 (+109.13%) Land $797,500 Building $485,500
2024$13,366.00 (+12.39%)
2023$613,500 Land $308,000 Building $305,500$613,500 Land $308,000 Building $305,500
2022$11,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 131 individual policies
Nearby Flood Policies418 units insured
incl. 287 condo units
Nearby Flood Claims76 (1991–2019)
Claims Outside the SFHA3 of 76
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 54 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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