Beaufort County property record for 14 Lichen Ln, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 1,868 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,583 (Dec 2005) |
| Tax Bill | $206 (2025) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12183426 |
| Primary APN | 12183426 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 12183426 |
|---|---|
| Old Parcel Number | R603 028 000 1756 0000 |
| Street Address | 14 LICHEN LN |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-6130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 320 WATER LILY COVE BLK 63 PB106 P90-92 PB107 P69-71 |
| Legal Subdivision | DEL WEBB SUN CITY |
| Legal Block | 63 |
| Legal Lot Number | 320 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2109 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 14 LICHEN LN, BLUFFTON, SC 29909-6130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2005 · Amount on File |
| Deed Sale | Dec 30, 2005 · Amount on File |
| Deed Document Number | 2005110845 |
| Deed Book / Page | 2295 / 1781 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 14 LICHEN LN, BLUFFTON, SC 29909-6130 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 14 LICHEN LN, BLUFFTON, SC 29909-6130 |
| Document Number | 0000024152 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 3993/2461 |
| Instrument | 2021024152 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 812 Months |
| Due | Dec 26, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.44% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206.00 (-0.48%) | $11,410 (-33.52%) | |
| 2024 | $207.00 (-34.49%) | $17,164 (-) Land $2,700 Building $14,464 | $429,100 (-) Land $67,500 Building $361,600 |
| 2023 | $316.00 (+62.05%) | $17,164 (+59.1%) Land $2,700 Building $14,464 | $429,100 (+59.1%) Land $67,500 Building $361,600 |
| 2022 | $195.00 | $10,788 Land $2,080 Building $8,708 | $269,700 Land $52,000 Building $217,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 247 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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