12 Lichen Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 12 Lichen Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1,852 sqft · built 2005
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Nov 2025)
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12183435`

Property Details

APN / Parcel Number

Primary APN	`12183435`
Alternative APNs	`R600 028 000 1757 0000` `R603 028 000 1757 0000`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12183435
Old Parcel Number	R603 028 000 1757 0000
Street Address	12 LICHEN LN
City	BLUFFTON
State	SC
Zip	29909-6130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 321 WATER LILY COVE BLK 63 PB106 P90-92 PB107 P69-71
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	63
Legal Lot Number	321
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2006
Census Tract	2109

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12 LICHEN LN, BLUFFTON, SC 29909-6130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	2025051438
Deed Book / Page	4483 / 1429
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 13, 2025
Property Address	12 LICHEN LN, BLUFFTON, SC 29909-6130
Document Number	0000051438
Book / Page	4483 / 1429
Map Reference	MB 107 PG 69
Instrument Date	Nov 6, 2025
Instrument	2025051438
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LICHEN LN, BLUFFTON, SC 29909-6130

Mortgage

Document Number	0000051439
Date	Nov 13, 2025
Instrument	2025051439

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,355.00 (-0.07%)	$12,320 (-27.44%)
2024	$1,356.00	$16,980 (-) Land $2,700 Building $14,280	$424,500 (-) Land $67,500 Building $357,000
2023	$1,356.00 (+11.42%)	$16,980 (+58.45%) Land $2,700 Building $14,280	$424,500 (+58.45%) Land $67,500 Building $357,000
2022	$1,217.00	$10,716 Land $2,080 Building $8,636	$267,900 Land $52,000 Building $215,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20