14 Larch Ln, Middletown, MD 21769 Property Records

Frederick County property record for 14 Larch Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,212 sqft · built 1975
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,900 (Jan 2020)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-125165`

Property Details

APN / Parcel Number

Primary APN	`03-125165`
Alternative APNs	`3125165` `125165`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,212 sqft Living Area
Gross Area	3,956 sqft
1st Floor Area	2,012 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Enclosed Porch
Porch Area	240 sqft
Deck Area	280 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	125165
Street Address	14 LARCH LN
City	MIDDLETOWN
State	MD
Zip	21769-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 49 SEC 3 68.02X222.23X154.99X147. 54 LARCH LN WOODMERE SO
Legal Subdivision	WOODMERE SOUTH SEC 3
Legal Lot Number	49
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4000
Census Tract	752601

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 LARCH LN, MIDDLETOWN, MD 21769-7823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Jan 15, 2020	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Jan 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	Oct 11, 2001 · Amount on Record
Deed Book / Page	13466 / 7
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0134660001
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	14 LARCH LN, MIDDLETOWN, MD 21769-7823
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LARCH LN, MIDDLETOWN, MD 21769-7823

Mortgage

Document Number	0146710366
Date	Mar 18, 2021
Book Page	14671/366

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 15, 2020
Property Address	14 LARCH LN, MIDDLETOWN, MD 21769-7823
Document Number	0134660007
Book / Page	013466 / 000007
Instrument Date	Jan 10, 2020
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 LARCH LN MIDDLETOWN MD 217697823, MIDDLETOWN, MD 21769-7823

Mortgage

Document Number	134660013
Date	Jan 15, 2020
Book Page	013466/000013

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 15, 2020
Property Address	14 LARCH LN, MIDDLETOWN, MD 21769-7823
Document Number	0134660001
Book / Page	013466 / 000001
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LARCH LN MIDDLETOWN MD 217697823, MIDDLETOWN, MD 21769-7823

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,500 (+8.18%) Land $99,500 Building $495,000	$594,500 (-) Land $99,500 Building $495,000
2025	$6,867.00 (+6.38%) Homeowner's exemption	$549,533 (+19.57%)	$594,500 (+29.35%) Land $99,500 Building $495,000
2024	$6,455.00 (+7.85%)
2023	$5,985.00 Homeowner's exemption	$459,600 Land $83,100 Building $376,500	$459,600 Land $83,100 Building $376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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