14 Lamplight Cir, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 14 Lamplight Cir, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,444 sqft · built 1984
Lot Size	0.371 acres (16,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,500 (Feb 2006)
Tax Bill	$13,167 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-00000079`

Property Details

APN / Parcel Number

Primary APN	`23-00000079`
Alternative APN	`NATI M:00000023 P:00000079`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,169 sqft (0.371 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	23-00000079
Street Address	14 LAMPLIGHT CIR
City	NATICK
State	MA
Zip	01760-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4009
Census Tract	382602

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 LAMPLIGHT CIR, NATICK, MA 01760-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Sep 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHERN MASSACHUSETTS CREDIT UNION
May 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage DIRECT CU
Sep 4, 2020	Deed of Trust, Mortgage · Balloon Mortgage SOUTHERN MASSACHUSETTS CREDIT UNION
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2006 · Amount on Record
Deed Sale	Feb 3, 2006 · Amount on Record
Prior Sale	Aug 26, 1992 · Amount on Record
Deed Document Number	200622750
Deed Book / Page	46928 / 547
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	14 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080823-104
Date	Oct 13, 2022
Book Page	80823/104
Instrument	153629

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	14 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75539-524
Date	Sep 4, 2020
Book Page	75539/524
Instrument	154629

Lender

Name	SOUTHERN MASSACHUSETTS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	14 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72638-262
Date	May 22, 2019
Book Page	72638/262
Instrument	66892

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	14 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75539-516
Date	Sep 4, 2020
Book Page	75539/516
Instrument	154628

Lender

Name	SOUTHERN MASSACHUSETTS CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	14 LAMPLIGHT CIR, NATICK, MA 01760-3151
Document Number	71442-327
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LAMPLIGHT CIR NATICK MA 017603151, NATICK, MA 01760-3151

Mortgage

Document Number	71442-327
Date	Aug 8, 2018
Book Page	071442/000327
Instrument	120504

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 7, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,167.00 (+3.33%)	$1,100,900 (+5.92%) Land $463,900 Building $637,000	$988,665
2024	$12,743.00 (+5.11%)	$1,039,400 (+8.36%) Land $438,100 Building $601,300
2023	$12,124.00	$959,200 Land $411,100 Building $548,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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