14 Kingston St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 14 Kingston St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,513 sqft · built 1889
Lot Size0.154 acres (6,691 sqft)
Owner2 Individual Names on File
Last Sale$957,000 (Aug 2021)
Tax Bill$10,652 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNREAD M:021.0-0000-0199.0

Property Details

APN / Parcel Number

Primary APNREAD M:021.0-0000-0199.0
Alternative APNs
  • M:021.0=0000=0199.0
  • 750000000050
  • 750000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,513 sqft Living Area
Gross Area4,535 sqft
1st Floor Area960 sqft
Basement Area907 sqft
Unfinished Basement907 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1975
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,691 sqft (0.154 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number750000000050
Street Address14 KINGSTON ST
CityREADING
StateMA
Zip01867-2526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2006
Census Tract334200

Owner

14 Kingston St is owned and occupied by two individuals who bought it in August 2021.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14 KINGSTON ST, READING, MA 01867-2526
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Jun 5, 2020Deed of Trust, Mortgage · Line of Credit
HANSCOM FCU
Aug 7, 2018Quit Claim Deed, Transfer · FHA Mortgage
HANSCOM FCU
Dec 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
WORKERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on File
Deed SaleAug 31, 2021 · Amount on File
Prior SaleAug 7, 2018 · Amount on File
Deed Book / Page78600 / 366
Record UpdatedOct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateAug 31, 2021
Property Address14 KINGSTON ST, READING, MA 01867-2526
Document Number78600-366
Book / Page78600 / 366
Instrument DateAug 31, 2021
Instrument195230
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14 KINGSTON ST, READING, MA 01867-2526

Mortgage

Document Number195231
DateAug 31, 2021
Instrument195231
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address14 KINGSTON ST, READING, MA 01867-2526
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74822-187
DateJun 5, 2020
Book Page74822/187
Instrument86488
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateAug 7, 2018
Property Address14 KINGSTON ST, READING, MA 01867-2526
Document Number71440-481
Book / Page71440 / 481
Instrument120267
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$81.21
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 KINGSTON ST, READING, MA 01867-2526

Mortgage

Document Number714400484
DateAug 7, 2018
Instrument71440/0484
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2048

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address14 KINGSTON ST, READING, MA 01867-2526
Document Number70349-503
Book / Page070349 / 000503
Instrument DateDec 2, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70349-503
DateDec 7, 2017
Book Page070349/000503
Instrument198700
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 6, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 14 Kingston St was $10,652, up 3.8% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,652.00 (+3.82%)$971,900 (+7.89%) Land $471,300 Building $483,100$1,129,532 (+2.93%)
2025$10,260.00 (-1.18%)$900,800 (+1.69%) Land $436,200 Building $464,600$1,097,345 (+0.19%)
2024$10,382.00 (-1.31%)$885,800 (+6.01%) Land $428,800 Building $457,000$1,095,255
2023$10,520.00$835,600 Land $404,000 Building $431,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Kingston St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14 Kingston St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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